webfact Posted November 23, 2023 Share Posted November 23, 2023 The Cabinet approved a bill on Tuesday which aims to amend the Act Governing Offenses Arising from the Use of Cheques (the Cheque Act), by decriminalising the issuing of bad cheques in most circumstances. Government spokesman Chai Wacharonke said that the cabinet’s decision is in line with Section 77 of the Constitution, which states that criminal penalties are meant for serious offences and must be in line with international principles of the rights of the people and political rights, namely that a person should not be imprisoned simply because they have defaulted on debt repayments. He said that the Thai Bankers Association (TBA) agrees, in principle, that people who bounce cheques should not be subject to criminal penalties, but raised reservations over abrogating the entire Cheque Act, noting that civil proceedings to recover payments associated with bounced cheques are time consuming and may be unfair to creditors. Government House Chai Wacharonke Full story: Thai PBS 2023-11-23 - Cigna offers a range of visa-compliant plans that meet the minimum requirement of medical treatment, including COVID-19, up to THB 3m. For more information on all expat health insurance plans click here. Get our Daily Newsletter - Click HERE to subscribe 2 Link to comment Share on other sites More sharing options...
Popular Post mokwit Posted November 23, 2023 Popular Post Share Posted November 23, 2023 Perhaps we can guess now as to how the Govt plans to fund its election promises. 1 1 5 2 Link to comment Share on other sites More sharing options...
Popular Post Sydebolle Posted November 23, 2023 Popular Post Share Posted November 23, 2023 What a pity; I was lucky enough to take two bouncing checks to the court and managed to get them honoured and paid upon threatening to impound other assets. Regretfully the minimum bouncing amount had to be THB 100'000; I still have two checks just below that. But, as the saying goes, sometimes you win ....... 2 1 2 1 Link to comment Share on other sites More sharing options...
hotchilli Posted November 23, 2023 Share Posted November 23, 2023 1 hour ago, mokwit said: Perhaps we can guess now as to how the Govt plans to fund its election promises. Those infamous Thai words "Can I borrow" 1 Link to comment Share on other sites More sharing options...
herfiehandbag Posted November 23, 2023 Share Posted November 23, 2023 So, will it be extended to more modern methods of making payments? "The digital wallet payment is in the post" perhaps! 1 Link to comment Share on other sites More sharing options...
riclag Posted November 23, 2023 Share Posted November 23, 2023 No accountability, no responsibility! Dont accept checks in Thailand! 2 Link to comment Share on other sites More sharing options...
brianthainess Posted November 23, 2023 Share Posted November 23, 2023 1 hour ago, riclag said: No accountability, no responsibility! Dont accept checks in Thailand! A Bank cheque is normally honored by the bank, as it is not a personal cheque as such. IMO Link to comment Share on other sites More sharing options...
mrfill Posted November 23, 2023 Share Posted November 23, 2023 Decriminialise fraud. What could possibly go wrong??? 1 Link to comment Share on other sites More sharing options...
TheFishman1 Posted November 23, 2023 Share Posted November 23, 2023 For sure all these politicians are smoking crack TIT 1 Link to comment Share on other sites More sharing options...
sirineou Posted November 23, 2023 Share Posted November 23, 2023 I did a double take when I read this headline. It makes no sense, why decriminalise criminal behaviour? 1 Link to comment Share on other sites More sharing options...
Retfed50 Posted November 24, 2023 Share Posted November 24, 2023 "Criminal penalties are meant for serious offenses"..........Like picking mushrooms! 1 Link to comment Share on other sites More sharing options...
KanchanaburiGuy Posted November 24, 2023 Share Posted November 24, 2023 (edited) I had several retail businesses in the U.S. back when writing checks was popular and common. Behind the register, I had this sign: CHECK POLICY: 1) Your check is not cash. You check is CREDIT until it clears the bank. We require the same identification for a check that we'd require from anyone asking us for CREDIT. 2) If you write a check you know will not clear IMMEDIATELY, we consider that nothing but CREATIVE SHOPLIFTING. You are taking something you know you haven't paid for. Those people will be treated accordingly. 3) When a check bounces, we get notified by the bank. So do you. In fact, you normally get notified BEFORE we do! A) Honest mistakes will gladly be forgiven. B) if you notify us of the situation or we only have to contact you ONCE, we will accept it as an honest mistake. C) If we have to contact you more than once to get paid, we will conclude it was NOT an "honest mistake." See #2 above. 4) Next to this sign is our Wall of Shame. Anyone who has to be contacted more than twice to make their check good will have their name and a copy of their bad check posted under the heading "CHECK DEADBEATS." This will be done regardless of the amount of the check. ***************** If you feel it is okay to take things from our store without paying for them, we feel we are under no obligation to protect you from your friends and neighbors knowing about it. We take pride in trying to do the best job we can for our customers. People who knowingly write us bad checks are not "customers." There's another word for what they are! Edited November 24, 2023 by KanchanaburiGuy Link to comment Share on other sites More sharing options...
jchfriis Posted November 24, 2023 Share Posted November 24, 2023 Where I come from Personal checks haven't been in use for over 20 years. Maybe it's time for the Thai banking system to move with the times. Link to comment Share on other sites More sharing options...
scottiejohn Posted November 24, 2023 Share Posted November 24, 2023 (edited) 47 minutes ago, jchfriis said: Where I come from Personal checks haven't been in use for over 20 years. Which country is it that has not had the use of Personal cheques for over 20 years? Are you saying they are ; a: banned by the government ? b: banned by the banks c: are just "not being used" by the majority or d: just "not being used" by you? Edited November 24, 2023 by scottiejohn Link to comment Share on other sites More sharing options...
gargamon Posted November 24, 2023 Share Posted November 24, 2023 When I lived in the Philippines, my main method of bringing money into the country was depositing a check from my account in a US bank and deposit it into my local PI US dollar account. It would take about a month to clear, but it got US dollars into the Philippines at absolutely no cost. Flash forward to trying to do the same thing here. The bank treated me like I was a criminal. When they saw I had a book of blank checks it confirmed (to them) their suspicions. They even were pointing out the blank checks to each other as if they had never seen a customer with them before. Then they told me there was a $100+ fee to deposit the check. I gave up. So the point of this rant, Thais don't use checks. The article says people. Does this mean corporations can write bad checks too without penalty? Link to comment Share on other sites More sharing options...
jchfriis Posted November 24, 2023 Share Posted November 24, 2023 2 minutes ago, scottiejohn said: Which country is it that which has not had the use of Personal cheques for over 20 years? Are you saying they are ; a: banned by the government ? b: banned by the banks c: are just "not being used" by the majority or d: just "not being used" by you? Norway Not banned. The banks just don't issue them. Too expensive for the banks to handle. So you get a debit card, internet banking and apps for your phone. 1 Link to comment Share on other sites More sharing options...
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