Suggestion apply comprehensive insurance for tyre

[Ste78]

Hello, I got a tyre cut on sidewalk for Neta V (the car came with full insurance from shop)

 

I have replaced 2 tyres with Michelin (8400b) but they would refund just 1 tyre for the original chinese, meaning only 2000b.

 

Do you think it makes sense to get this amount, or this would increase too much the insurance price next  year?

 

thanks

[Etaoin Shrdlu]

18 minutes ago, Ste78 said:

Hello, I got a tyre cut on sidewalk for Neta V (the car came with full insurance from shop)

 

I have replaced 2 tyres with Michelin (8400b) but they would refund just 1 tyre for the original chinese, meaning only 2000b.

 

Do you think it makes sense to get this amount, or this would increase too much the insurance price next  year?

 

thanks

 

I think that under the standard motor policy in Thailand there is an exclusion for damage to tires unless there is also damage to other parts of the vehicle as a result of an accident. I'm not sure you'd have a valid claim if the tire was simply damaged by itself.

[Ste78]

the insuranse guy came, took photos and said it was covered, even if damage by hitting a sidewalk.

 

but we have not contacted the other number he gave us to proceed with the claim