nglodnig Posted May 29 Share Posted May 29 Preferably one with both passbook and internet / ATM access for both Link to comment Share on other sites More sharing options...
Popular Post Mike Lister Posted May 29 Popular Post Share Posted May 29 Yes, of course, it's very common. My wife and I have a joint accounts as well as our own separate accounts. 1 1 5 Link to comment Share on other sites More sharing options...
DualSportBiker Posted May 30 Share Posted May 30 My wife and I have had separate and joint account for years. The only issue has been the interpretation of "and/or" where they think that means all documents must be signed by both. 1 1 Link to comment Share on other sites More sharing options...
KhunHeineken Posted May 30 Share Posted May 30 Yes. 1 Link to comment Share on other sites More sharing options...
Andyfez Posted May 30 Share Posted May 30 UOB do this 1 Link to comment Share on other sites More sharing options...
scotty1286 Posted May 30 Share Posted May 30 We have had a joint account for over 20 years with BKK Bank but they will only issue 1 ATM and only 1 person can have the mobile banking, well that's we were informed previously, not sure if this has changed. 1 1 Link to comment Share on other sites More sharing options...
Popular Post Will B Good Posted May 30 Popular Post Share Posted May 30 We do....my wife has had my debit card for over 12 years....never seen it since she took it off me. 7 1 Link to comment Share on other sites More sharing options...
Popular Post fittobethaied Posted May 30 Popular Post Share Posted May 30 Just make sure you understand that joint accounts in Thailand don't function the way they do in the West in that here there is no "rights of survivorship". In Thailand, if one dies, the surviving signatory can't just walk in the bank and take over the account. There will be other heirs that may be entitled to those funds in the event of a death, and you may be way down on the list. Higher-ups at Bangkok Bank have advised our Expat Group in public meetings to rush to the bank in the event of a death and withdraw the money before the bank finds out there has been a death. The account will be frozen if they know that one signatory has died. Yes, that really did happen! 1 1 1 Link to comment Share on other sites More sharing options...
Expat4life66 Posted May 30 Share Posted May 30 (edited) SCB is also good for this; both get bank cards, both can have mobile banking and one passbook with both signatures UV ready in the cover. SCB can also change your branch in their system if you ever move to a different bank region (e.g., BKK to Hua Hin) without having to close an account and open a new one. When we were updating our individual accounts with facial recognition, SCB also told us that joint accounts are currently exempt from the new facial recognition rule for transactions over 50K. On the account, my falang name is in English, wife's name in Thai. Edited May 30 by Expat4life66 1 Link to comment Share on other sites More sharing options...
peteralex Posted May 30 Share Posted May 30 1 hour ago, Will B Good said: We do....my wife has had my debit card for over 12 years....never seen it since she took it off me. The card, your wife or both? 1 Link to comment Share on other sites More sharing options...
nglodnig Posted May 30 Author Share Posted May 30 Thanks for all the replies Link to comment Share on other sites More sharing options...
Adventurer1 Posted May 30 Share Posted May 30 😅sounds like a nightmare waiting to happen Link to comment Share on other sites More sharing options...
thainet Posted May 30 Share Posted May 30 (edited) 3 hours ago, scotty1286 said: We have had a joint account for over 20 years with BKK Bank but they will only issue 1 ATM and only 1 person can have the mobile banking, well that's we were informed previously, not sure if this has changed. This is correct. But with Bangkok Bank you can get a Mastercard and a Unionpay debit card for the same account. So theoretically both persons have a card. Also make sure the account is 'either/or' if you want only one person to be able sign/operate. If you don't stipulate at the beginning then both signatures will be required for any transactions. But even with the 'either/or' it takes both signatures to actually close the account. Hope this helps. Edited May 30 by thainet 1 1 Link to comment Share on other sites More sharing options...
scorecard Posted May 30 Share Posted May 30 12 hours ago, Mike Lister said: Yes, of course, it's very common. My wife and I have a joint accounts as well as our own separate accounts. I also have it in a joint savings account with my Thai adult son. I use this account in my internet banking facility therefore I can access the account via internet. 1 Link to comment Share on other sites More sharing options...
scorecard Posted May 30 Share Posted May 30 10 minutes ago, thainet said: This is correct. But with Bangkok Bank you can get a Mastercard and a Unionpay debit card for the same account. So theoretically both persons have a card. Also make sure the account is 'either/or' if you want only one person to be able sign/operate. If you don't stipulate at the beginning then both signatures will be required for any transactions. But even with the 'either/or' it takes both signatures to actually close the account. Hope this helps. Agree, I have this situation with BBL and K bank. Link to comment Share on other sites More sharing options...
Jaxxper Posted May 30 Share Posted May 30 Yes, certainly with SCB. One passbook, two ATM cards. 1 Link to comment Share on other sites More sharing options...
Luuk Chaai Posted May 30 Share Posted May 30 K Bank . seperate and joint accts joint acct we both have cards and mobile banking ... Link to comment Share on other sites More sharing options...
treetops Posted May 31 Share Posted May 31 (edited) On 5/30/2024 at 7:52 AM, fittobethaied said: Just make sure you understand that joint accounts in Thailand don't function the way they do in the West in that here there is no "rights of survivorship". In Thailand, if one dies, the surviving signatory can't just walk in the bank and take over the account. There will be other heirs that may be entitled to those funds in the event of a death, and you may be way down on the list. Higher-ups at Bangkok Bank have advised our Expat Group in public meetings to rush to the bank in the event of a death and withdraw the money before the bank finds out there has been a death. The account will be frozen if they know that one signatory has died. Yes, that really did happen! There is a specific type of joint account where the survivor can legally access the funds that gets mentioned on here frequently. I can't remember the exact name but hopefully someone will be along soon who has one and can tell you what to ask for if you want one. Edited May 31 by treetops 1 Link to comment Share on other sites More sharing options...
Mike Lister Posted May 31 Share Posted May 31 38 minutes ago, treetops said: There is a specific type of joint account where the survivor can legally access the funds that gets mentioned on here frequently. I can't remember the exact name but hopefully someone will be along soon who has one and can tell you what to ask for if you want one. An "either or" account. 1 1 Link to comment Share on other sites More sharing options...
anchadian Posted June 8 Share Posted June 8 On 5/31/2024 at 7:52 PM, Mike Lister said: An "either or" account.t Let's say a foreigner who is married to a Thai lady but separated, opens an "either or" account with his Thai girlfriend, can the surviving holder LEGALLY access the funds? Link to comment Share on other sites More sharing options...
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