Insurance cover

[Briggsy]

So, I have a new motorbike and I decided I would get some extra insurance along with the พ.ร.บ.

 

My chief aim was theft cover. Anything else was a bonus. I found a policy with Viriyah Insurance. In addition to the theft cover was another line of cover

 

คุ้มครองรถจักรยานยนต์ความเสียหายโดยสิ้นเชิงจากอุบัติเหตุประเมินความเสียหายมากกว่าหรือเท่ากับ 60% ของทุ่นประกันภัยปีทึ่เกิดอุบัติเหตุ

 

I read this as insurance cover covering damage from an accident which results in damage to the motorcycle equivalent to at least 60% of the covered amount. (The covered amount is clearly stated on the policy).

 

However this seems rather generous. What if the accident is my fault? And the bike is at least 60% written off. Surely they won't pay for that. But the insurance cover seems to suggest I am covered.

 

Any experts?

[Briggsy]

Bump

 

To say this sub-forum has died a death is the understatement of the year. This website used to be full of informative and erudite comment. Now it seems to be little more than monger central.

 

That's a shame.

 

Can anyone advise good online forums to discuss Thai language.

 

Cheers

Briggsy