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Riding Motorcycles in Thailand: What You Need to Know

 

Whether you are visiting Thailand for a few weeks on holiday, staying longer as a digital nomad, or even settling in as an expat, sooner or later, you may feel the urge to embrace the local way of life and get yourself a motorbike. The independence is undeniable—the convenience of popping to a 7-11, the freedom of exploring a sun-kissed island at your own pace.

Thailand is a breathtaking destination, but it also presents very real dangers, particularly when it comes to motorcycles, unpredictable traffic, and the high cost of medical care if things go wrong. To help you make an informed decision, we’ve put together essential information that you need to consider before taking to the road on two wheels.

Legal Requirements and Documentation

To legally ride a motorcycle in Thailand, you must have either a motorcycle endorsement on your home country’s license along with an International Driving Permit (IDP) or a Thai motorcycle license. Riding without the proper documentation can result in fines, and in the unfortunate event of an accident, your insurance may refuse to cover you.

If you plan on staying longer, obtaining a Thai motorcycle license is a good idea. The process involves:

• Being at least 18 years old
• Providing a valid passport with a visa
• A residence certificate from immigration or your embassy
• A medical certificate from a local clinic
• Passing vision and reflex tests at the Department of Land Transport (DLT)
• Taking a written exam and a practical riding test (unless you have a recognized motorcycle license from your home country, which may exempt you from testing)

 

Having a Thai license ensures compliance with local laws and may also make you eligible for better insurance coverage, especially if you plan to ride frequently.

Helmet Use and Safety Precautions

Wearing a helmet is not only a legal requirement in Thailand but also a critical safety measure. While you might observe locals riding without helmets, as a foreigner, you're more likely to be stopped and fined for non-compliance. Always ensure your helmet is securely fastened and meets safety standards.

Additionally, be aware that traffic in Thailand is vastly different from what you might be used to back home. Road laws are often loosely followed, and drivers frequently weave through traffic without signaling. Expect the unexpected and always ride defensively.

Insurance Considerations

Before renting a motorcycle, verify that your travel insurance policy covers motorcycle riding, as many policies exclude this activity or have specific engine size limitations. For instance, some policies may only cover scooters with engines up to 50cc, while many rental bikes exceed this limit. Always read the fine print and consider purchasing additional coverage if necessary.

There is nothing worse or more devastating than to think you are insured, only to be told at the hospital that your insurance company has been refused, and you must settle the bill yourself. This can lead to extreme financial hardship, so it is critical to double-check with both your insurance provider and local hospitals to confirm that your policy will be accepted in Thailand.

The Cost of Medical Care in Thailand

While Thailand offers excellent medical care, it can be extremely costly, particularly for foreigners without insurance. Some travelers have faced financial ruin from a relatively minor motorcycle accident due to hospital bills and medical evacuation costs. A small spill could lead to thousands of dollars in expenses if you don’t have the right coverage. Having adequate insurance is the best way to protect yourself and your loved ones while travelling on two wheels.

 

Real-Life Incidents: The Cost of Inadequate Coverage

In a tragic case, a 28-year-old British tourist, Corey Beavis, died in a motorcycle accident in Thailand. His family struggled to repatriate his body due to a lack of travel insurance, highlighting the importance of proper coverage. (bbc.com)

Many travelers also underestimate the risks of riding in Thailand until they learn the hard way. Take the case of a young backpacker who rented a motorbike on Koh Samui without insurance. A minor crash led to a hospital stay costing over $10,000, which he had to pay out of pocket because his travel insurance didn’t cover motorcycle accidents. These real-life incidents serve as a stark reminder of the importance of proper insurance and understanding the risks before getting on the road.

Rental Practices and Avoiding Scams

When renting a motorcycle, never leave your passport as collateral. Instead, offer a photocopy or pay a reasonable deposit. Some unscrupulous vendors may attempt to hold your passport hostage over bogus damage claims. While many Thai people are friendly and helpful, it's essential to remain vigilant and choose reputable rental shops with positive reviews.

Popular Motorcycle Routes in Thailand

For enthusiasts seeking adventure, Thailand offers several renowned routes:

• Mae Hong Son Loop: Famous for its 1,864 curves, this northern Thailand route offers riders a thrilling experience through mountainous terrain.
• Golden Triangle: A scenic ride through the area where Thailand, Laos, and Myanmar converge, featuring stunning views and cultural landmarks.
• Nan Loop: Celebrated for its winding roads and breathtaking landscapes, this route is perfect for those seeking a lesser-known but equally stunning journey.
• Chiang Mai to Pai: A challenging but breathtaking 130 km journey through 762 bends in the mountainous north. Ideal for experienced riders, this route offers stunning scenery but can be difficult for less experienced bikers.
• Phuket Coastal Roads: Ride along the beautiful coastal roads of Phuket, offering picturesque views of the ocean.
• Samoeng Loop: Just outside Chiang Mai, this loop is famous for its winding roads and stunning mountain views.
• Southern Islands: The roads on islands like Koh Phangan and Koh Samui are stunning, but be cautious of steep and poorly paved sections.

Final Thoughts

Riding a motorcycle in Thailand can be an exhilarating way to experience the country, but it’s essential to prioritize safety, adhere to local laws, and understand the risks involved. Having proper insurance coverage and riding responsibly ensures that your adventure remains enjoyable and free from unexpected financial or medical hardships.

For a visual guide on renting motorcycles in Thailand, you might find this video helpful: