Vanguard for long-term investment

[unblocktheplanet]

Another thread here discusses gold & silver. I just want a parking spot for retirement that earns more interest than the bank. Money is in the US.

 

Seems like Vanguard has a lot of options. Any direction over which part of Vanguard is most lucrative & safe?

 

What about tax concerns, there & here? I'm a Yank with a SSN, joint account with Thai, no US ties. It's her money!

[scubascuba3]

You're looking for investment advice? no. 1 tip don't believe what people tell you

[unblocktheplanet]

23 hours ago, scubascuba3 said:

You're looking for investment advice? no. 1 tip don't believe what people tell you

Got it. But tax liability, too.

[jaywalker2]

On 5/16/2025 at 11:58 AM, unblocktheplanet said:

Another thread here discusses gold & silver. I just want a parking spot for retirement that earns more interest than the bank. Money is in the US.

 

Seems like Vanguard has a lot of options. Any direction over which part of Vanguard is most lucrative & safe?

 

What about tax concerns, there & here? I'm a Yank with a SSN, joint account with Thai, no US ties. It's her money!

Vanguard won't open an account for you if you live in Thailand

[unblocktheplanet]

Just now, jaywalker2 said:

Vanguard won't open an account for you if you live in Thailand

Thx for this info! I do have a US address as well.

[jaywalker2]

Yeah, but you can't open an account online from Thailand. I couldn't even do it using a vpn. You have to mail in the application and then they'll send the confirmation to your US address. Then even if you manage to open an account, they won't let you trade online if they suspect you're in Thailand

[unblocktheplanet]

27 minutes ago, jaywalker2 said:

Yeah, but you can't open an account online from Thailand. I couldn't even do it using a vpn. You have to mail in the application and then they'll send the confirmation to your US address. Then even if you manage to open an account, they won't let you trade online if they suspect you're in Thailand

Thx. For me, it's just a parking account for retirement. Won't do anything from here. My son in PA has my PoA to handle Vanguard online. Looks pretty good.

[ThreeCardMonte]

Unless you’re in one of Vanguard money markets cash type accounts there is no lucrative and SAFE.  Money Market accounts are not known for being lucrative.  Safe yes.

 

All stock and bond funds carry a level of risk.  Even their mixed accounts such as Life Stategy , Target Date funds and Balanced funds.

 

Unless in a tax deferred account such as an IRA or 401k, taxes are real.