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Wealthy pensioner visa

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On 7/22/2026 at 11:27 PM, BrandonJT said:

Sure you can use a non-Thai carrier for the embassy application, in theory. It requires your insurance carrier to sign a specific form as part of your visa application. Many insurance companies will not sign any type of document that includes any mention of insurance coverage, as legally that could bind them to coverage they do not want to offer. I know in the US, it would basically be impossible to get any insurance carrier to sign such a document, and I believe many other places are the same.

Plenty of proper insurance companies provide this, they even provide specifically visa letters for this purpose since covid era, as that was a requirement in covid to be able and get to XYZ countries. This continued after as many digital nomads and retirees need it too.

And no that is not specifically for Thailand, that is just a global development and trend since that time.

Edited by sunrisecoconuts

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  • BrandonJT
    BrandonJT

    The LTR is the best visa in Thailand currently. How could you remotely consider it a scam? You don't even pay anything until AFTER you are approved, which means you lose nothing to find out if you are

  • I have the pensioner LTR. The requirement is $80,000/yr passive income and they will ask for a tax return for the previous year or two. If you don't have pension income of $80,000/yr then they will as

  • If you are 50 years or older, the non-immigrant O-visa is the easiest option; especially if you can deposit 800k baht in a Thai bank, preferably a 12-months fixed account from which you annually can w

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On 1/18/2026 at 11:36 AM, Tod Daniels said:

The real question is
Why not contact the LTR (Long Term Resident) division of the BOI (Board of Investment) directly and ask?

They are who you apply thru, they are good at getting back to people with concise answers. you can contact them thru their website or their dedicated f/B page (they sometimes answer f/b faster) or you can call them as well

Website where you apply for the visa
https://ltr.boi.go.th/

F/B page for LTR



I couldn't agree with you more. This isn't a derogatory comment against the Thai BOI, but requirements for things change on a moments notice here in Thailand. The requirements for those of us who have our LTR Visa may have had subtle nuances that we holders don't know of. So, if someone is new to the process, go to the website you've posted and read it, re-read it and read it again. The submitter needs to know 100% of everything they are required to submit and how to submit it. I'm not being snarky, but nobody's name but the submitters will be on that visa when it arrives!

If one can qualify, the LTR-WP visa is a great visa to have. The 50k cost prorated over 10 years is less than what it was costing me for my yearly extensions & MRE permits. The benefits are great. No more yearly trips to IM, or 90-day reports, and I don't need to keep 800k or 400k in the bank anymore. The biggest savings for me, however, is not having to pay income taxes on my remittances. The LTR-WP visa was definitely a godsend for me, since I remit a lot of money each year.

Unhelpful troll remark removed.

 

1 hour ago, CharlieH said:

Unhelpful troll remark removed.

No doubt from someone who doesn't qualify for an LTR visa.

8 hours ago, JohnnyBD said:

If one can qualify, the LTR-WP visa is a great visa to have. The 50k cost prorated over 10 years is less than what it was costing me for my yearly extensions & MRE permits. The benefits are great. No more yearly trips to IM, or 90-day reports, and I don't need to keep 800k or 400k in the bank anymore. The biggest savings for me, however, is not having to pay income taxes on my remittances. The LTR-WP visa was definitely a godsend for me, since I remit a lot of money each year.


I agree, plus the potential gains by being able to invest the roughly $27,500 compounded and dividends reinvested over 10 years is substantial.

Anyone with an Australian superannuation fund pension account apply for this visa?

We have a minimum withdrawal rate depending on age and mine is currently at 4%.

I’ve asked BOI about my Australian superannuation…

“As long as the pension or passive income has been actually received or paid out to you, it may be accepted as evidence, subject to document verification.”

However, we do not recommend withdrawing funds solely for the purpose of meeting the LTR Visa requirements.”

The minimum withdrawal rate is required by Australian government but can withdraw as much as we like. Has anyone for example withdrawn 5% (1% over my minimum withdrawal) and BOI accepted this.

Yes I do need to withdraw a bit more to cover the US$80,000 plus a buffer.

I see on their website the $A exchange rate is currently 1.55 but I guess it would be prudent to withdraw up to US$90000 in case exchange rates change negatively.

I have savings to add and will need 12 months statements before applying and who knows what the exchange rate will be in 12 months.

Edited by Youbloodybeauty

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