21 minutes ago, BrandonJT said:

And those 12 months must have been while you were already on non-immigrant status.

I believe that is the key. It is possible that in previous, less eventful times, some applicants may have benefited from more flexibility at a few immigration offices. Considering the vagaries of Thai immigration over the years, discounting an option because one has never heard of it doesn't carry much weight, but that's just my opinion.

In the current climate of increased oversight and tighter enforcement of existing rules and regulations, any flexibility is gone.

40 minutes ago, BrandonJT said:

And those 12 months must have been while you were already on non-immigrant status.

Correct.

This topic has been covered.

Good posts from Tod, Liquorice and others.

https://aseannow.com/topic/1370520-retirement-visa-using-the-monthly-income/

I currently use the monthly income method to renew my non O retirement visa. I intend to change to the money in the bank -800, 000 - method. At my next renewal the money having been in a deposit account for the required time. Can I simply switch to money in the bank method without proof of income bank statements from Bangkok - Bangkok bank.

28 minutes ago, john smith said:

Can I simply switch to money in the bank method without proof of income bank statements from Bangkok - Bangkok bank.

Yes. Assume you are aware of the requirements for money in bank method.

Personally I would continue with the monthly deposits, until you apply for next extension.

Your 12 month bank statement would need to show, compliance with monthly transfers + 800k min balance for two months prior to next extension.

Note: extensions using money in bank do not require proof funds from abroad unlike income method.

If you somehow messed up with one of your transfers you will not be able to apply for extension.

You would need start over.

The reason I stated that is it's uncommon for someone to change from income method to money in bank method.

Edit: I read your other posts re issue transferring from Bangkok bank UK to Bangkok bank Thailand.

Issue being not shown as foreign transfers.

There are ways to show the transfers are from abroad.

Would advise against changing to money in bank.

FWIW: I use income method (no embassy letter) and transfer from my Oz bank to Thai bank using WISE. Transfers are coded correctly.

A big thank you. You answered my question with clarity. You also answered some questions that although not asked were lurking at the back of my mind

On 4/16/2026 at 9:54 AM, DrJack54 said:

Yes. Assume you are aware of the requirements for money in bank method.

Personally I would continue with the monthly deposits, until you apply for next extension.

Your 12 month bank statement would need to show, compliance with monthly transfers + 800k min balance for two months prior to next extension.

It's well documented that switching from 'funds' to 'income' method requires evidence of meeting both the financial requirements, i.e. 12 x monthly overseas transfers and evidence of keeping 800K for 3 months after the current extension was issued, then 400K for the remaining 7 months to cover a 12 month period, BUT, are you also implying that when changing from 'income' to 'funds' method, you are also required to show evidence of both?

8 minutes ago, Liquorice said:

It's well documented that switching from 'funds' to 'income' method requires evidence of meeting both the financial requirements, i.e. 12 x monthly overseas transfers and evidence of keeping 800K for 3 months after the current extension was issued, then 400K for the remaining 7 months to cover a 12 month period, BUT, are you also implying that when changing from 'income' to 'funds' method, you are also required to show evidence of both?

That is true of any switch of category.

You must first show total compliance with the terms of the current approval AND evidence compliance with the proposed application.

So, if changing from monthly income you need 12 x 40/65k (last year's basis of approval) AND 400/800k for 2 months prior to the application being made. Changing from money in the bank is arguably more challenging because of tying up the capital (exactly as you describe) AND showing 12 x 40/65k.

2 minutes ago, hotandsticky said:

You must first show total compliance with the terms of the current approval AND evidence compliance with the proposed application.

If you received an extension based on income, issued March 2026, then the evidence comes from transfers dated March 2025 to March 2026.
Why when applying for an extension in March 2027 using funds method, would you be required to again show evidence of income already evidenced to receive your current extension.

Two completely different financial requirements.
1. Income is based on evidence from the previous 12 months to apply for an extension.
2. Funds only requires evidence of 2 months to apply for an extension, but a condition to meet the financial criteria for the next 10 months.

4 minutes ago, Liquorice said:

If you received an extension based on income, issued March 2026, then the evidence comes from transfers dated March 2025 to March 2026.
Why when applying for an extension in March 2027 using funds method, would you be required to again show evidence of income already evidenced to receive your current extension.

Two completely different financial requirements.
1. Income is based on evidence from the previous 12 months to apply for an extension.
2. Funds only requires evidence of 2 months to apply for an extension, but a condition to meet the financial criteria for the next 10 months.

That is why changing TO money in the bank is arguably less demanding than changing FROM money in the bank.

FYI Si my office refused to switch from marriage to retirement despite having the legal financials , they seem to like my wifes cooking and other benefits, as Jack says each fiefdom is a law unto itself and effectively a local monopoly extortion opportunity if they are avaricious, as a single man I suggest you find a location less irksome.

Having had 3 discs C3 5 and 6 damged in a whiplash you both have my sincere sympathy , and to others be it travel, building Thai ladies motels ,erecting aerials Don't stick your neck out.

There is a very wise Japanese adage

「出る釘は打たれる」

'The nail that sticks out will be hammered home"

"As to showing source of funds, this will depend on the policy of the Immigration Office where he plans to apply for the extension of stay. I have used the 65k method at the Chonburi (Pattaya) Immigration Office for several years (since the US Embassy as well as the UK and Australian Embassies stopped issuing monthly income letters for Thai Immigration). They have never asked for the source of funds"

This was my experience too for a number of years whilst applying for the 1 year extension based on +65k every month from a foriegn bank into my Kbank account, (at the Loei immigration office). last year however the bank statments were deemed insufficient and they wanted proof of where the funds originated (there is a new boss at the immigration office) i managed to get the extension by providing a screenshot of my pension pot but was told this wouldnt be sufficient this year does anyone know exactly what i need ? the IO's english combined with my very limited Thai has left me pretty confused TIA

30 minutes ago, LoeiI said:

last year however the bank statments were deemed insufficient and they wanted proof of where the funds originated (there is a new boss at the immigration office) i managed to get the extension by providing a screenshot of my pension pot but was told this wouldnt be sufficient this year does anyone know exactly what i need ?

Thats very dissapointing. The funds can be from pension or income.

You referred to your "pension pot"

I not really familiar with USA and UK social Security systems.

In Oz many of us have "Superannuation" and income can be drawn from this.

Guess all you can do show as much as possible by way of financial statements etc as possible.

Fortunately CW does not require "source of funds". Just that they are monthly, consistent, and international transfers.