Two weeks ago I withdrew money via ATM and the amount fell short of 800,000 baht by 1 baht and 12 cents. I immediately deposited 1000 baht into the account, but the bank statement shows an amount of 799,998.88 on that day. I will apply for a new extension of stay next week (retirement). Will they hang me or what are the possible consequences.

OMG! Did the 1000 baht also show as posted on the same day?

If so, there might be hope even though you were out of compliance for what, minutes?

If not, I don't think 1 baht or 500,000 baht is technically different.

Yeah, they have the discretion to make judgments, but math is math.

I can't predict for sure. Can anyone really?

Edited April 30Apr 30 by Jingthing

OP, immigration is very strict on the financials

Having stated that it would come as huge surprise if was rejected.

The other point is that you made the required deposit same day.

Last November my annual extension I was short 2k for two days.

They were not going to approve the extension (CW)

The head io let it slide.

Caught a break.

You should be fine.

2 minutes ago, DrJack54 said:

OP, immigration is very strict on the financials

Having stated that it would come as huge surprise if was rejected.

The other point is that you made the required deposit same day.

Last November my annual extension I was short 2k for two days.

They were not going to approve the extension (CW)

The head io let it slide.

Caught a break.

You should be fine.

You mentioned something I was thinking of saying.

I think the front line officer is more likely to reject as they don't like to make executive decisions and like I said math is math. So you'll want to be ready to be super polite (and/or beg) for it to be looked at at a higher level.

Good luck!

If you have another account with 2 baht in you'll be ok

5 minutes ago, scubascuba3 said:

If you have another account with 2 baht in you'll be ok

Great point and it doesn't need to be the same bank.

Of course that would mean needing two bank letters.

"OMG! Did the 1000 baht also show as posted on the same day?

If so, there might be hope even though you were out of compliance for what, minutes"

It was for about 30 minutes. I immediately ran to a deposit machine

Yes my thought: the front line officer will most probably refuse it, I am prepared to speak to the boss

I have no other bank account only a broker account and the cash money there exceeds 2 Baht

Ah, the Icarus of the retirement visa finances.

Best of luck.

Stick 2 baht to your bank statement?

Edited April 30Apr 30 by VocalNeal

17 minutes ago, Jingthing said:

Great point and it doesn't need to be the same bank.

Of course that would mean needing two bank letters.

For my mistake that I mentioned earlier it was during the 3 month after last extension.

I had another bank account (different bank)

Had more than enough funds.

I obtained bank letter 12 month bank statement + update on day of application.

CW would not have bar of it.

The other account needed to be part of previous application.

I started a Thread on this last November as a report on that extension.

13 minutes ago, nofarang said:

Yes my thought: the front line officer will most probably refuse it, I am prepared to speak to the boss

I have had 2 near miss.

One my dedicated immigration bank account had two months zero transactions.

They wanted me to obtain 12 month bank statement and not just bank book.

The other was 2k shortfall as I mentioned earlier.

So to the point.... I asked if the matter could be looked at by head io.

On both occasions the head io asked me to do hand written note as to my errors.

Loss of face springs to mind.

15 hours ago, nofarang said:

Two weeks ago I withdrew money via ATM and the amount fell short of 800,000 baht by 1 baht and 12 cents. I immediately deposited 1000 baht into the account, but the bank statement shows an amount of 799,998.88 on that day. I will apply for a new extension of stay next week (retirement). Will they hang me or what are the possible consequences.

Wouldn't put it past them.

Keep your 800k in a separate account.

That way you also only have to photocopy one page with an easily visible money-in date (and not pages of bankbook updates with countless transactions).

Just now, CecilM said:

Keep your 800k in a separate account.

Many do..

Small issue is that some offices (CW and others) want to see a transaction in every month.

Seems to me that immigration will eventually move to 12 month bank statement instead of bank book + photocopies

Just now, DrJack54 said:

Many do..

Small issue is that some offices (CW and others) want to see a transaction in every month.

Seems to me that immigration will eventually move to 12 month bank statement instead of bank book + photocopies

I think you are right ....I prefer an early suggesting of evidencing financial requirements via a banking app.

Just now, hotandsticky said:

I prefer an early suggesting of evidencing financial requirements via a banking app.

I have read reports of an office accepting 12 month bank statement print out from banking app.

Without bank stamp etc.

Fact is they shouldn't.

Print out from app should be rejected

That happened to me once i was short of a coupe of baht thankfully I had another bank account with another thai bank I went there paid 200 baht for a letter took it to the IO and they accepted it . After that I said no more and have been using an agent ever since the 800k now earns enough interest to pay my agents fees !

Hopefully you will be able to solve this, possibly by presentation of a second account from either the same, or another, bank. I have to say. however, you could easily have avoided this with a bit of forethought. Like them or not, rules are rules.

Off topic post removed

Just now, DrJack54 said:

Many do..

Small issue is that some offices (CW and others) want to see a transaction in every month.

Seems to me that immigration will eventually move to 12 month bank statement instead of bank book + photocopies

Even for Fixed Deposit accounts?

Have no problem doing a transacion every month from my normal account (E.g. Direct Debit for Rent) but my FD account only has transactions when interest is applied or I add a small amount of money to trigger an update when doing my extension.

Edited May 1May 1 by SamSpade

18 hours ago, nofarang said:

I immediately deposited 1000 baht into the account, but the bank statement shows an amount of 799,998.88 on that day.

Same day, no problem.

I have moved my 800,000 to a new account, different bank same day. No problem as long as you keep the old book as a proof.

Edited May 1May 1 by OneManShow

It happened to me in CM about 15 months ago. I couldn't believe I had been so stupid, as to let that happen - simply because I made a slight mistake prior to the new deposit from UK and went straight back to the Bank, deposited slightly more than required and then visited Immigration.

After checking with the big man, no problem because I had deposited immediately and shown that it was my only mistake.

It could have gone the other way, of course.

But I always go to Immigration, smartly dressed, speak politely and ask for advice and what to do.

CM have always been courteous and helpful - and this time was no different from the other 21 years of living here.

I was informed that on this occasion there was no problem - just a friendly reminder to be a little more careful next time.

20 hours ago, nofarang said:

Will they hang me or what are the possible consequences.

Most likely something worse: Your extended stay had become illegal, you might be due for a deportion...

However, repairing the damage by same day deposit, might solve the case if the immigration officer is in a good mood...

My normal advice is: Keep the 800k bhat deposit toitally separated from any other bank actions – i.e. in a separate bank account, preferably with no ATM-card, and it can be a fixed account for best interest gain – then you avoid by mistake using the funds that otherwise is extremely important for your stay in Land-of-Smiles.

21 hours ago, nofarang said:

Will they hang me or what are the possible consequences.

I think you'll be fine and wish you best luck.

Just now, DrJack54 said:

Many do..

Small issue is that some offices (CW and others) want to see a transaction in every month.

Seems to me that immigration will eventually move to 12 month bank statement instead of bank book + photocopies

Keep your 800 K in a term deposit than you only need a 12 month signed stamped statement + copies from the pages of the book.

How difficult is it to deposit 800K into a separate bank account from which you never withdraw any money???? That way you'll never have that potential t issue ever again?!

Just now, pacovl46 said:

How difficult is it to deposit 800K into a separate bank account from which you never withdraw any money???? That way you'll never have that potential t issue ever again?!

What an arrogant post.

You won't get me losing £700 on dead money.

Just use a visa agency! 🤣🤣🤣🤣🤣

Well everything is possible.

Once made a miscalculation and was 1 day longer in Thailand in Phuket. They fined me the 500 baht, overstay.

Technically limit IS limit. I had to pay.

Wouldnt it be nice if banks put a setting in your account, a limit for you to set and you cant get lower.

Guess the fun then is gone for immigration to hang you.

You saw also with coming into the land. A woman couldnt show 20 kbaht and was returned. Demand , asked for and executed.

Simpel , flexible demand and not being able to show. limit. No matter if you have 20 million on your account.

She went back and entered other place, no problem.

In "my" country police has game to prove you are doing over 50 km/h of speedlimit with car, above this limit ! you loose your car and have lots of additional penalties. Again limit ! 1 up and PITA, 1 low and way less PITA.

Just now, xtrnuno41 said:

Wouldnt it be nice if banks put a setting in your account, a limit for you to set and you cant get lower.

Guess the fun then is gone for immigration to hang you.

Most of your post is irrelevant.

Banks have zero to do with immigration.

Also for extension retirement the 800k is not required all year round.

Would be impossible for banks to so what you outline.

Just now, digger70 said:

Keep your 800 K in a term deposit than you only need a 12 month signed stamped statement + copies from the pages of the book.

Not necessarily. Some offces will require bank book update on day of application.

Previously I used FD account.

The only issue was that the min deposit was 1000b

Also when I did transfer of stamps at CW the io insisted I updated bank book.

I did that with a 1000b deposit