Confused About Credit Cards

[phetaroi]

About a year from now I plan to retire in Thailand. I've spent a fair amount of time in Thailand over the past 20 years, so now it's really about learning a few details on specific topics.

My question this time in about credit cards.

I see references on this site that to get a credit card you have to be employed in Thailand. What about those of us who will retire there. Can we get credit cards, too?

THanks!

[Naam]

About a year from now I plan to retire in Thailand. I've spent a fair amount of time in Thailand over the past 20 years, so now it's really about learning a few details on specific topics.

My question this time in about credit cards.

I see references on this site that to get a credit card you have to be employed in Thailand. What about those of us who will retire there. Can we get credit cards, too?

it is rather difficult for a retired person to get a credit card, but not impossible. it took me more than a year in "good standing" with my thai bank to get one and that only after exerting considerable pressure. didn't need the card at all, it was just a matter of principle.

when you establish a bank account you'll receive an ATM/debit card which is also acceptable in nearly all shops and supermarkets to pay for purchases.

[naka]

You can get a credit card without working here, but not if you have 10k in the bank.

Naka.

[asiaexpat]

About a year from now I plan to retire in Thailand. I've spent a fair amount of time in Thailand over the past 20 years, so now it's really about learning a few details on specific topics.

My question this time in about credit cards.

I see references on this site that to get a credit card you have to be employed in Thailand. What about those of us who will retire there. Can we get credit cards, too?

THanks!

Until you have established your credit worhtiness within Thailand your opportunities for a Thailand credit card are limited. One option is to set up a Premier account with HSBC or Gold account with CITIGroup. Both will transfer your credit to Thailand and issue cards that do not charge fees for using them in Thailand.