Then simply go with the monthly income method to meet the financials. You're transferring money in from somewhere for expenses, (or should be) so not exactly rocket science to follow the simple requirements, and cheaper than and agent, if saving cost is the reason. If you can't show funds in bank, or a monthly income, that's all a bit telling, and very suspect, that you are doing something illegal, or against the rules, law. Why the requirements are in place. Being broke is an issue, but generating income illegally or against the rules is also an issue. Nobody likes illegal aliens in their home country, don't be one here, TH. Is that too much to ask from guests ?
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