The travel delay portion was about $120 of the $500. The rest were actual expenses with receipts for rescheduling flights, refund charges for cancelled flights, and cost of flights not taken on a back up plan to get me back to Hong Kong in event airport stayed closed for an indefinite period. But the insurance company refused to reimburse me for meals taken during the period when I had to remain in Bangkok because I could not take the BKK/LAX/BKK segment during the closure.

So rather than continue arguing with the insurance company over several hundred dollars, I just accepted their compensation offer.

I'm not surprised they didn't reimburse you for the meals.

It's probably due to the fact that you would have needed to eat something a couple of times each day regardless of whether the airport was closed or not.

I was in Hawai'i , due to leave when Twin Towers went down.

10 extra days in Waikiki, netted me over $US2,000.00 in travel insurance claim.

Any wonder the insurance companies opted out of covering such events.

I do believe some ins cos will cover you with an added surcharge.

Doubt I will ever bother, gambler, me..........LOL.