T_Dog Posted February 14, 2009 Share Posted February 14, 2009 (edited) Am considering using Bank of Ayudhya for some personal accounts and was wondering if anyone has had any recent experience with savings accounts or loans with them. Their customer service seems to be very high but am being careful not to confuse this with eagerness to get business. Edited February 14, 2009 by T_Dog Link to comment Share on other sites More sharing options...
WinnieTheKhwai Posted February 14, 2009 Share Posted February 14, 2009 (edited) All of the major banks are about the same.. Service often depends on a couple good people at a particular branch. Personally I'd just go with the bank with the most ATMs and related machinery for depositing money and updating bank books. So that'd probably be Bangkok Bank. But nothing wrong with Krung Sri Ayudhya.. My wife has her credit card there. (As it was free / no fees or something). My mortgage is at Krung Thai, and then I also have BKK Bank because their ATMs are everywhere. So.. no real need to stick to just one bank either. Like with the women I suppose. Edited February 14, 2009 by WinnieTheKhwai Link to comment Share on other sites More sharing options...
T_Dog Posted February 15, 2009 Author Share Posted February 15, 2009 All of the major banks are about the same.. Service often depends on a couple good people at a particular branch. Personally I'd just go with the bank with the most ATMs and related machinery for depositing money and updating bank books. So that'd probably be Bangkok Bank. But nothing wrong with Krung Sri Ayudhya.. My wife has her credit card there. (As it was free / no fees or something). My mortgage is at Krung Thai, and then I also have BKK Bank because their ATMs are everywhere. So.. no real need to stick to just one bank either. Like with the women I suppose. Thanks Winnie! That helps. Link to comment Share on other sites More sharing options...
stament Posted February 15, 2009 Share Posted February 15, 2009 Hi, Does Bank of Ayudha have internet banking? I'm not used to being charged money to DEPOSIT and withdraw from my own banks ATM's in my country. However, this seems the norm here, is that so with all banks and bank accounts offered? Thanks Link to comment Share on other sites More sharing options...
Ajarn Posted February 15, 2009 Share Posted February 15, 2009 Hi,Does Bank of Ayudha have internet banking? I'm not used to being charged money to DEPOSIT and withdraw from my own banks ATM's in my country. However, this seems the norm here, is that so with all banks and bank accounts offered? Thanks It is not the norm with Kasikorn Thai bank. No charges to deposit (in my experience) and no charges from their ATM's Link to comment Share on other sites More sharing options...
WinnieTheKhwai Posted February 15, 2009 Share Posted February 15, 2009 If you deposit on your own account and you're in the same region as your own bank branch is then there's no charge. Same applies to withdrawing from an ATM.. even if you withdraw from your own bank's ATM but outside of your own branch' region then you're paying 20 baht. It's all a bit antiquated. But then 'the stellar banking system' was not among my reasons to move here. Link to comment Share on other sites More sharing options...
Ajarn Posted February 15, 2009 Share Posted February 15, 2009 If you deposit on your own account and you're in the same region as your own bank branch is then there's no charge.Same applies to withdrawing from an ATM.. even if you withdraw from your own bank's ATM but outside of your own branch' region then you're paying 20 baht. It's all a bit antiquated. But then 'the stellar banking system' was not among my reasons to move here. Kasikorn Thai preaches on their website, "No charges for withdrawls from our ATM's" Link to comment Share on other sites More sharing options...
Loaded Posted February 15, 2009 Share Posted February 15, 2009 If you deposit on your own account and you're in the same region as your own bank branch is then there's no charge.Same applies to withdrawing from an ATM.. even if you withdraw from your own bank's ATM but outside of your own branch' region then you're paying 20 baht. It's all a bit antiquated. But then 'the stellar banking system' was not among my reasons to move here. Kasikorn Thai preaches on their website, "No charges for withdrawls from our ATM's" I've had bank accounts in many different banks and they all charge 20 baht for withdrawls from outside your own branch's region. I've never heard of any bank breaking this 'code' before. Link to comment Share on other sites More sharing options...
WinnieTheKhwai Posted February 16, 2009 Share Posted February 16, 2009 I know I'm adding Kasikorn bank to my collection of banks if they don't charge for ATM withdrawals nationwide.. Can someone confirm, that if you open an account in Chiang Mai and withdraw from -say- a Bangkok ATM from that bank that there is no fee? Link to comment Share on other sites More sharing options...
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