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Posted

Being older I assume I will pre-decease her. If so I will leave my estate to her but it would be nice to know that she had a regular income rather than a cash sum

Anybody looked at buying a pension or annuity and if so in Thailand or abroad

Cheers

Posted

I'm not worried about it at all, because my wife will get widow pension from my government who is very sufficient to live comfortable in Thailand and I have some savings for unexpected situations.

Posted (edited)
I'm not worried about it at all, because my wife will get widow pension from my government who is very sufficient to live comfortable in Thailand and I have some savings for unexpected situations.

But only for 1 Year after your death :o or when she 60 to 67 depending on her age now :D:D

Thats if your from the UK

Edited by edd
Posted
I'm not worried about it at all, because my wife will get widow pension from my government who is very sufficient to live comfortable in Thailand and I have some savings for unexpected situations.

But only for 1 Year after your death :o or when she 60 to 67 depending on her age now :D:D

Thats if your from the UK

Are you sure that if she is your legal wife your UK pension Govt Pension only paid for one Year ???

What If you also have a Private Pension in payment with Gteed pament period ??

Thanks

BT

Posted

Of fthe top of my head (I'm looking for the link)

In UK she will get a 1 off bereavement payment on your death if she's not of retirement age herself.

Then when she is of retirement age she will receive a weekly pension based on your NI contributions.

Posted

Thank you for contacting International Pension Centre.

If your wife is under pension age, she would be entitled to a bereavement benefit based on the National Insurance contributions you have made.

If your wife is over pension age we would allow her to inherit your pension entitlement.

Yours sincerely

Chris Kelly

+44 191 2187777

Customer Services Unit

International Pension Centre

www.thepensionservice.gov.uk

Posted
I'm not worried about it at all, because my wife will get widow pension from my government who is very sufficient to live comfortable in Thailand and I have some savings for unexpected situations.

But only for 1 Year after your death :o or when she 60 to 67 depending on her age now :D:D

Thats if your from the UK

Lucky I'm not, in my country a widow pension is even indexed and have beside that have regular additional increases. If there are still under aged children living at home she will get more and also extra children benefits. Its all calculated on the late husbands salary or pension.

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