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Mortgage/loan In Thailand

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hi

me and my wife are looking at purchasing a property in thailand, she currently has in her bank 3.5 million baht, and her sister (both thai nationals) has offered to be her guarantor, she has property valued in excess of 35 million.

my wife (we are in europe at the moment, but will be returning shortly to thailand) currently does not have employment in thailand, although this will change once we arrive.

whats the best bank, typical deposit needed at the moment? we are both in our early thirties so would be looking for a long term loan but with small deposit if possible :D

we were thinking of a property with a value of 3.5-5 million baht. is it possible for a yet to be constructed property?

many thanks :)

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