Could anyone advise me of the best way to transfer money or exchange money in Thailand for the best exchange rate, I have previously transfered money via bank exchange and find that the exchange rates diminish by the time it arrives in the prescribed account , are there better deals around and are there better exchange rates than that quotes by standard exchange references even by dealing in large bills, by the way Iam exchanging Australian dollars on a Condinium in Pattaya  

If you ever want to take the money home again, you need to properly evidence that the funds came from abroad. The only way to do it properly is to have your Australian Bank transfer the money to your Thai bank, You'll have to wear the exchange rates.

there won't be any money left to take home, so no need to it that way, all the money will end up at Pat_Pong, or some place with hoochies bars out in the country side, don't let the bank eat up your money  

This Ozzie digger is careful Tomy....he ain't gonna pee the value of his condo up against the wall, or invest that much in the streets of nocturnal delights         :cool:

not being an expert or anything... this is just an idea

what about getting an account with a bank which has branches everywhere... ie. australia and thailand

 the one that comes to mind is the HSBC I know they have branches in australia and in thailand...though I wouldn t suggest you open your account at the thai branch... I went to see them and found them to be a bit sad.... maybe fly to singapore and do it there......my dad worked around this area for 30 years..based in singapore..and he swears by the HSBC... he now lives on the gold coast and they have a local branch there

Citibank will also do the job. You can withdraw your money in most countries in local currency, no extra fees.

Ok cool answer , like it , thanks Stumonster and Rambutan, citi bank sounds Ok I have just checked it out and a Line of credit will suffice payed in $aust into Australian account and drawn in Thai Bank without fees , I like it the way it works is I have a LOC for $a80K and once drawn in Thailand I transfer whatever I withdrew back into it with 6.5% however with an instant payment back in this is negligable  

..Tnx Again