Retirement & Money

[petewan]

Hi folks

I retired at 58 and have spent the last 7 years back and forth uk thailand, liveing on my saveings . I have a thai wife 5 years and a child 2 years old. Now i am approaching

my state pension age (june ) and have decided to settle full time here in Takhiaentia pattaya As i have found uk both expensive and cold most of the year which doesent go down well with my wife and child. We had a house built 5 year ago and at that time i had a transfer for my uk bank to my thai kasikorn bank and usualy got between

70 * 80 bht for each pound. I was able to wait untill the rate was at its best and send a million bht at a time . Of course those days are long gone with no sighn of a return. I would like to have my money here instead of in the UK in case anything should happen to me so my wife will be looked after and not have big problems with regards to money . Anybody else found a good way to do this and also is it best to send Thai bht or Gbp and have the bank here change it here .Any sugestions Would be appreciated .Now at least i will have an income

and wont be liveing on my saveings .The cost of liveing here has risen but in uk it through the roof with most of the residents on benifits

of one sort or another .So i am happy to end my days here as i will probably last much longer .sunshine and stress free.

regards pete

[jimbeam1]

As you don't appear be be getting any answers. I would suggest you take a look at the Banking section. There have been many posts on this subject. I am sure you will find some good advice there.

jb1

[gravion]

awww.... how come native speakers who cant spell can do business and earn heaps and seems to live happily with his thai wife??? aww.w... im so depressed.... how come i got masters but cant get any money??????????????? har har har... maybe if im out of money i have to jump down those bridges and make sure i die by on coming traffics.... awww... or maybe i gotta barge into some rich dudes house and threatn their pin numbers... if they dont give me i goota cut their fingers one by one... im sure they will forefit...

awwww..... can u donate me some of ur money please....??? 1 million should do it for me like 4-5 yrs in thailand...

aww....how can i earn heaps of money??? generate profit for some company? but how? they dont see me qualified as at least to p[ass those leeching human resource dept...

[travelmann]

awww.... how come native speakers who cant spell can do business and earn heaps and seems to live happily with his thai wife??? aww.w... im so depressed.... how come i got masters but cant get any money??????????????? har har har... maybe if im out of money i have to jump down those bridges and make sure i die by on coming traffics.... awww... or maybe i gotta barge into some rich dudes house and threatn their pin numbers... if they dont give me i goota cut their fingers one by one... im sure they will forefit...

awwww..... can u donate me some of ur money please....??? 1 million should do it for me like 4-5 yrs in thailand...

aww....how can i earn heaps of money??? generate profit for some company? but how? they dont see me qualified as at least to p[ass those leeching human resource dept...

erm I think your reply has answered all your own questions aaaaaaaawwwww

[zzaa09]

Don't mean to appear rude or even cryptic {in which I'm often accused}, but the institutional idea of a retirement has always baffled me.

[petewan]

awww.... how come native speakers who cant spell can do business and earn heaps and seems to live happily with his thai wife??? aww.w... im so depressed.... how come i got masters but cant get any money??????????????? har har har... maybe if im out of money i have to jump down those bridges and make sure i die by on coming traffics.... awww... or maybe i gotta barge into some rich dudes house and threatn their pin numbers... if they dont give me i goota cut their fingers one by one... im sure they will forefit...

awwww..... can u donate me some of ur money please....??? 1 million should do it for me like 4-5 yrs in thailand...

aww....how can i earn heaps of money??? generate profit for some company? but how? they dont see me qualified as at least to p[ass those leeching human resource dept...

Thanks for your reply i dint realise i dont spel goood , but at least i make the effort unlike your rendering. The way i made the money ihave

is work. Left school at 15 learnt a trade then worked 6till 6 - 6 days a week Its the only way unless of course you can spell and have a masters. Was going to send 1 mill but remembered i ordered a new car as mine is 5 years old now ( Happy as a pig in shit)

[petewan]

awww.... how come native speakers who cant spell can do business and earn heaps and seems to live happily with his thai wife??? aww.w... im so depressed.... how come i got masters but cant get any money??????????????? har har har... maybe if im out of money i have to jump down those bridges and make sure i die by on coming traffics.... awww... or maybe i gotta barge into some rich dudes house and threatn their pin numbers... if they dont give me i goota cut their fingers one by one... im sure they will forefit...

awwww..... can u donate me some of ur money please....??? 1 million should do it for me like 4-5 yrs in thailand...

aww....how can i earn heaps of money??? generate profit for some company? but how? they dont see me qualified as at least to p[ass those leeching human resource dept...

Thanks for your reply i dint realise i dont spel goood , but at least i make the effort unlike your rendering. The way i made the money ihave

is work. Left school at 15 learnt a trade then worked 6till 6 - 6 days a week Its the only way unless of course you can spell and have a masters. Was going to send 1 mill but remembered i ordered a new car as mine is 5 years old now ( Happy as a pig in shit)

[bunta71]

Don't mean to appear rude or even cryptic {in which I'm often accused}, but the institutional idea of a retirement has always baffled me.

Not sure what an institutional retirement means but the day I smashed my alarm clock to smithereens cured me of being baffled anymore. Now I'm confused a lot. Does that count?

[1bbcd5]

thanks all

[meatboy]

petewan my wife and i are simmuler to you,we have a joint account in the uk,and savings interest paid once a year,so my state pension plus other is trans.to our thai bank yearly through a currency dealer,any spare goes into a savings acc.interest is not much 2.7%14months and tax is 15%.so it is best to leave your capitol in the uk.we get 4%ayear tax free my personel allow.10k,wifes 7k so plenty to spend in los.my spellin is not tat gooood ither but like you we are polite.

[zzaa09]

Don't mean to appear rude or even cryptic {in which I'm often accused}, but the institutional idea of a retirement has always baffled me.

Not sure what an institutional retirement means but the day I smashed my alarm clock to smithereens cured me of being baffled anymore. Now I'm confused a lot. Does that count?

Yes, confused works. Counts towards most everything.

[fatpig]

petewan my wife and i are simmuler to you,we have a joint account in the uk,and savings interest paid once a year,so my state pension plus other is trans.to our thai bank yearly through a currency dealer,any spare goes into a savings acc.interest is not much 2.7%14months and tax is 15%.so it is best to leave your capitol in the uk.we get 4%ayear tax free my personel allow.10k,wifes 7k so plenty to spend in los.my spellin is not tat gooood ither but like you we are polite.

You are non-resident and therefore you should be earning gross with non tax element. You seem financially naive.