One ... embassy could have easily verified, or simply asked for info to verify. We'll have to agree to disgraee on the rest. Encouraged to get, that's funny. Because if you didn't have funds, somehow the embassies would have to get involved, when you eventually overstayed, and they'd have to get you out and pay for your flight home, hoping to recover later. Not spreading misinfo, as none of that applied to me, during visa extensions, with 800k or 400k, except 2 month seasoning, and always the rule. And only been doing monthly income, the past couple years, as COLA made it possible. Thank you Biden. That's my experiences ... YMMV