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Baht To Dollars Then To Pesos, Or Atm In Pi ?


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Typically I exchange my Thai Baht into US dollars and then once getting to the Philippines exchange the dollars to pesos.

I then usually come back with some of the dollars exchange back to Thai Baht.

But I feel like I am getting the short end of the exchange rates in Thailand, would it not be more efficient to just directly draw Pesos from an ATM in PI from my Thai account?

Experience anybody?

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