Flooded Rental House

[corkman]

Hi All,

I am living in a rented house. It has not yet flooded, but it is in a high risk area and I believe its only a matter of time. If the house floods, such that it is genuinely inhabitable, how do I stand with regards to rent?

i.e. I don't fancy paying rent on a this house then having to rent elsewhere and paying rent there too.

So, if I've gotta move out, am I still obliged to pay rent to the landlord? I mean, once made good I'd be happy to return to the place for the duration of the lease, and probably extend it another year..... but if I need to cough up rent somewhere for say 2 months, then would I be out of order not paying my landlord for those 2 months?

Thanks in advance!

[ThreeProperty]

No one can answer this without seeing the contract first, speak to your agent or landlord? It is the landlords responsibility to protect the house (i.e. sandbags, flood walls) and any damage it receives in the flood (a natural disaster) does not make you liable. You should not have to pay the rent if the house is not fit to live in, however I have not seen the contract nor do we know what you signed.

If you used an Agent, they should have already been in contact with you, but we already know how good and legit 80% are in Bangkok.

Three Property

http://www.three-homes.com

Edited November 13, 2011 by ThreeProperty

[corkman]

No one can answer this without seeing the contract first, speak to your agent or landlord? It is the landlords responsibility to protect the house (i.e. sandbags, flood walls) and any damage it receives in the flood (a natural disaster) does not make you liable. You should not have to pay the rent if the house is not fit to live in, however I have not seen the contract nor do we know what you signed.

If you used an Agent, they should have already been in contact with you, but we already know how good and legit 80% are in Bangkok.

Three Property

http://www.three-homes.com

Thank you for the concise and informative reply.

The contract does not specify this type of thing. Yes, we did the original rent through an agent, but then renewed last year directly with the landlord He's a nice guy, and very practical - I just wanted a sanity check to be sure I wasn't being mean spirited about it etc. - and your reply is actually what I thought the case should be, so that gives me a little peace of mind. Hopefully we'll escape the flood - but now I am a little better prepared mentally, thanks.

[alfieconn]

Just found this that i copied from an old post, not too sure how it works with floods though

To clarify the misunderstands.

The 'renter' is liable for all damage to the owner for the property they rent.

This includes not just the contents i.e. anything from fixtures to soft furnishings but also the building !

We would also suggest that even if the lease states the owner is responsible for all damage should anything happen, the lessor will in the real world still be held accountable unless there insurance cover in place.

Insurance is the only prudent way to cover oneself and a simple request to the owner for a copy of the policy will show you what is or is not covered.

If there is no insurance, an "All Risks" property insurance is not expensive and adds very little to the 'rent' over a period of a year.

Thai Visa Insurance also offers tailor made property insurance to the Owners to cover not just the property but also 'Tenant Liability' – please contact TV Insurance for more details.

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[ThreeProperty]

No one can answer this without seeing the contract first, speak to your agent or landlord? It is the landlords responsibility to protect the house (i.e. sandbags, flood walls) and any damage it receives in the flood (a natural disaster) does not make you liable. You should not have to pay the rent if the house is not fit to live in, however I have not seen the contract nor do we know what you signed.

If you used an Agent, they should have already been in contact with you, but we already know how good and legit 80% are in Bangkok.

Three Property

http://www.three-homes.com

Thank you for the concise and informative reply.

The contract does not specify this type of thing. Yes, we did the original rent through an agent, but then renewed last year directly with the landlord He's a nice guy, and very practical - I just wanted a sanity check to be sure I wasn't being mean spirited about it etc. - and your reply is actually what I thought the case should be, so that gives me a little peace of mind. Hopefully we'll escape the flood - but now I am a little better prepared mentally, thanks.

No problem, it should be fine then.

The information pasted above is worthless because it's down to the contract you signed.

Three Proprty

[alfieconn]

No one can answer this without seeing the contract first, speak to your agent or landlord? It is the landlords responsibility to protect the house (i.e. sandbags, flood walls) and any damage it receives in the flood (a natural disaster) does not make you liable. You should not have to pay the rent if the house is not fit to live in, however I have not seen the contract nor do we know what you signed.

If you used an Agent, they should have already been in contact with you, but we already know how good and legit 80% are in Bangkok.

Three Property

http://www.three-homes.com

Thank you for the concise and informative reply.

The contract does not specify this type of thing. Yes, we did the original rent through an agent, but then renewed last year directly with the landlord He's a nice guy, and very practical - I just wanted a sanity check to be sure I wasn't being mean spirited about it etc. - and your reply is actually what I thought the case should be, so that gives me a little peace of mind. Hopefully we'll escape the flood - but now I am a little better prepared mentally, thanks.

No problem, it should be fine then.

The information pasted above is worthless because it's down to the contract you signed.

Three Proprty

Well it was Thaivisa Insurance who posted that originally so perhaps they can clarify.

[Sateev]

Well it was Thaivisa Insurance who posted that originally so perhaps they can clarify.

The clarification is that they want to sell insurance (and need English lessons). The contract prevails.

[Gonsalviz]

Well it was Thaivisa Insurance who posted that originally so perhaps they can clarify.

The clarification is that they want to sell insurance (and need English lessons). The contract prevails.

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