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2
Visa type recommend for US expat under 50 ?
Older can get retirement permission to stay Younger can get the same as a dependant. -
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94
Marrying a Thai Wife: Overrated or Underrated?
Isn't that a question in general when marrying, Thai or not... -
12
Russian Naval Ships Dock in Thailand for Indo-Pacific Diplomatic Mission
Did they get a guided tour of the aircraft carrier? -
16
Woman and Filipino Boyfriend Hospitalised After Consuming Cannabis-Infused Cookies
Too much sugar in the cookies? -
48
Ex-Thai PM Yingluck to face legal proceedings on return home
Yes - the stopwatch on the Statute of Limitations is running! -
19
White House Retreats from Public Eye After Trump Victory
Already laying ground to blame someone else for Trump's failures to come.... 😀 -
13
Should I buy a condo or rent?
In general buying one's home is a better investment than renting, but there are a number of factors to consider; hereunder that it's in Thailand. I'm in level with @KhunLA's comment above. The economy can simply be based on your initial investment, loss of interest, and ongoing costs for share of maintenance. This compared to renting something like the condo of interest in same neigerbourhood. If you look at an around 4 million baht investment rent would typically be in the area 30,000 to 40,000 baht per month. Subtract the monthly maintenance fees for an owned condo and deduct the relative interest loss per month of 4 million baht invested in something that could pay you 4% p.a. – which could be around 13,000 baht per month – then you have the base famount to divide into your investment. This will how you how many year you need to own the condo compared to renting, before it's a gain. You might typically end up with between 15 and 25 years. Resale of conso might not be a gain in Thailand; however, widely dependin on location, as everywhere else. You might be lucking to get the initial investment back, but could both face a small loss or some capital gain. In Thailand it's mainly the land under the building that increase in value, while the building decrease it's value over time. Being at retirment age a 20-25 years planning ahead might be a bit long; however, depending if Thai-retirement-visa age – i.e., 50 years – or Western home country's retirement age at aroung 65-70 years of age. Especially of re-sale after limited period might not include a gain, but could even be a small loss. In addition, about the neighbourhood, are you sure you would stay there for the next perhaps 20 years?
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