Good experience with the BIB's

[KarenBravo]

When you pay for your tax-disk, you are paying for insurance as well (for a motorbike). You just don't get an insurance sticker anymore.

As per previous posts, if you have a tax sticker, you already have insurance (for a motorbike).

[Chainsaw]

@Livininkata &NKM

Yes, I always called it registration paper too, but when I went into the police station to get a doc to get it replaced they called it a “tax paper”. The colored one that has the year on it that you get when you pay the tax at the counter.

@IrishIvan

With 10K in your pocket all the time now I understand why you need to carry a hockey stick !

Its around 350 dollars. That isnt much money. In a place like Thailand where money is worshipped I feel comfortable if I have an accident I can just throw money at the problem and drive off, no phone calls or fumbling around at an ATM. 120 baht or 4 bucks is not going to help you in any country.

If throwing money at them doesn't work, you can always throw your hockey stick at them!

[pistachios]

Ok, sorry for the blonde moment.

[LivinginKata]

When you pay for your tax-disk, you are paying for insurance as well (for a motorbike). You just don't get an insurance sticker anymore.

As per previous posts, if you have a tax sticker, you already have insurance (for a motorbike).

That's not quite correct. You pay for tax at the vehicle office and buy insurance from an agent. Might be that the agent takes care of the tax. Tax 100 baht, insurance about 340 baht. When you buy the tax disc you must provide proof of insurance, the tear off slip in your insurance policy.

[KarenBravo]

When you pay for your tax-disk, you are paying for insurance as well (for a motorbike). You just don't get an insurance sticker anymore.

As per previous posts, if you have a tax sticker, you already have insurance (for a motorbike).

That's not quite correct. You pay for tax at the vehicle office and buy insurance from an agent. Might be that the agent takes care of the tax. Tax 100 baht, insurance about 340 baht. When you buy the tax disc you must provide proof of insurance, the tear off slip in your insurance policy.

I go to an agent who does it all.

As I go to them every year for the same motorbikes, I don't have to do a rubbing of the frame number each year.

[IrishIvan]

 

@Livininkata &NKM

Yes, I always called it registration paper too, but when I went into the police station to get a doc to get it replaced they called it a “tax paper”. The colored one that has the year on it that you get when you pay the tax at the counter.

 

@IrishIvan

With 10K in your pocket all the time now I understand why you need to carry a hockey stick !

Its around 350 dollars. That isnt much money. In a place like Thailand where money is worshipped I feel comfortable if I have an accident I can just throw money at the problem and drive off, no phone calls or fumbling around at an ATM. 120 baht or 4 bucks is not going to help you in any country.

 

 

If throwing money at them doesn't work, you can always throw your hockey stick at them!

Thats ridiculous. Baht always works in LOS

[NamKangMan]

When you pay for your tax-disk, you are paying for insurance as well (for a motorbike). You just don't get an insurance sticker anymore.

As per previous posts, if you have a tax sticker, you already have insurance (for a motorbike).

That's not quite correct. You pay for tax at the vehicle office and buy insurance from an agent. Might be that the agent takes care of the tax. Tax 100 baht, insurance about 340 baht. When you buy the tax disc you must provide proof of insurance, the tear off slip in your insurance policy.

I go to an agent who does it all.

As I go to them every year for the same motorbikes, I don't have to do a rubbing of the frame number each year.

Can you recommend an agent? What do they charge to take care of this, each year?

[IrishIvan]

800 thb for a bike. Just near bangkok bank in chalong

[KarenBravo]

Missus does it. Think it's 500 Bt per bike. It's in Chalong, can't describe exactly where. Any insurance office can do it for you.

[stevenl]

When you pay for your tax-disk, you are paying for insurance as well (for a motorbike). You just don't get an insurance sticker anymore.

As per previous posts, if you have a tax sticker, you already have insurance (for a motorbike).

That's not quite correct. You pay for tax at the vehicle office and buy insurance from an agent. Might be that the agent takes care of the tax. Tax 100 baht, insurance about 340 baht. When you buy the tax disc you must provide proof of insurance, the tear off slip in your insurance policy.

I go to an agent who does it all.

As I go to them every year for the same motorbikes, I don't have to do a rubbing of the frame number each year.

Can you recommend an agent? What do they charge to take care of this, each year?

I pay fees plus 100 Baht.

[Jimi007]

I just took one of my bikes, the old 2 stroke and my truck to my regular guy at the testing station to renew my registration and every motorbike and truck was smog tested as well as the serial number rubbing. They only smog checked my bike once before in the past 7 years. I don't know if it's a new requirement or what. The thing I never understood is why I have to pay for the government insurance for my truck at 900 Baht when I already have A-1 insurance for over 7,000 Baht.

[stevenl]

I just took one of my bikes, the old 2 stroke and my truck to my regular guy at the testing station to renew my registration and every motorbike and truck was smog tested as well as the serial number rubbing. They only smog checked my bike once before in the past 7 years. I don't know if it's a new requirement or what. The thing I never understood is why I have to pay for the government insurance for my truck at 900 Baht when I already have A-1 insurance for over 7,000 Baht.

2 different types of insurance. If you already paid for your compulsory insurance to your A1 insurance you don't have to pay again.

These are 2 separate policies, also if acquired from your A1 insurance.

[IrishIvan]

I think these guys charge 200 extra on top

[Jimi007]

I just took one of my bikes, the old 2 stroke and my truck to my regular guy at the testing station to renew my registration and every motorbike and truck was smog tested as well as the serial number rubbing. They only smog checked my bike once before in the past 7 years. I don't know if it's a new requirement or what. The thing I never understood is why I have to pay for the government insurance for my truck at 900 Baht when I already have A-1 insurance for over 7,000 Baht.

2 different types of insurance. If you already paid for your compulsory insurance to your A1 insurance you don't have to pay again.

These are 2 separate policies, also if acquired from your A1 insurance.

Yeah, I know that. My A-1 tried charging me for the government insurance when I already paid it when I did my registration. For some reason my A-1 is due in December and the registration and government tax is due in June...

[stevenl]

I just took one of my bikes, the old 2 stroke and my truck to my regular guy at the testing station to renew my registration and every motorbike and truck was smog tested as well as the serial number rubbing. They only smog checked my bike once before in the past 7 years. I don't know if it's a new requirement or what. The thing I never understood is why I have to pay for the government insurance for my truck at 900 Baht when I already have A-1 insurance for over 7,000 Baht.

2 different types of insurance. If you already paid for your compulsory insurance to your A1 insurance you don't have to pay again.

These are 2 separate policies, also if acquired from your A1 insurance.

Yeah, I know that. My A-1 tried charging me for the government insurance when I already paid it when I did my registration. For some reason my A-1 is due in December and the registration and government tax is due in June...

So you understand it are 2 separate policies, but you don't you understand you have to pay 2 separate times?

[LivinginKata]

You have to pay for each policy, the compulsory and your particular comprehensive plan. The comprehensive plan does not include the compulsory gov insurance fee. Yous should have 2 different policy papers.

[Jimi007]

I just took one of my bikes, the old 2 stroke and my truck to my regular guy at the testing station to renew my registration and every motorbike and truck was smog tested as well as the serial number rubbing. They only smog checked my bike once before in the past 7 years. I don't know if it's a new requirement or what. The thing I never understood is why I have to pay for the government insurance for my truck at 900 Baht when I already have A-1 insurance for over 7,000 Baht.

2 different types of insurance. If you already paid for your compulsory insurance to your A1 insurance you don't have to pay again.

These are 2 separate policies, also if acquired from your A1 insurance.

Yeah, I know that. My A-1 tried charging me for the government insurance when I already paid it when I did my registration. For some reason my A-1 is due in December and the registration and government tax is due in June...

So you understand it are 2 separate policies, but you don't you understand you have to pay 2 separate times?

What I don't understand is why I have to have two separate policies. I know I have to pay them, but it seems redundant. What does the government policy cover that my A-1 doesn't?

[LivinginKata]

As far as I can see the compulsory covers zero damage and covers very limited hospital expenses for driver and passengers. Something like 50,000 baht/person, but might be more these day. I could only get 50,000 covered back in 1997 for a m/bike accident. Your A-1 policy takes that deductable into account when calculation the premium price if you have an accident, they claim it back from the goverenment.

That's the way I understand it. Anyone with a better idea - bring it on.

[stevenl]

2 different types of insurance. If you already paid for your compulsory insurance to your A1 insurance you don't have to pay again.

I just took one of my bikes, the old 2 stroke and my truck to my regular guy at the testing station to renew my registration and every motorbike and truck was smog tested as well as the serial number rubbing. They only smog checked my bike once before in the past 7 years. I don't know if it's a new requirement or what. The thing I never understood is why I have to pay for the government insurance for my truck at 900 Baht when I already have A-1 insurance for over 7,000 Baht.

These are 2 separate policies, also if acquired from your A1 insurance.

Yeah, I know that. My A-1 tried charging me for the government insurance when I already paid it when I did my registration. For some reason my A-1 is due in December and the registration and government tax is due in June...

So you understand it are 2 separate policies, but you don't you understand you have to pay 2 separate times?

What I don't understand is why I have to have two separate policies. I know I have to pay them, but it seems redundant. What does the government policy cover that my A-1 doesn't?

You have to think the other way round. In order to prevent (too many) people driving around without any insurance whatsoever the government introduced a minimum cover, compulsory for all motor vehicles. Hence the compulsory insurance. Any additional insurance is your choice. Take into account that without the goverment insurance your own policy would be more expensive.

[Jimi007]

Yeah, I know that. My A-1 tried charging me for the government insurance when I already paid it when I did my registration. For some reason my A-1 is due in December and the registration and government tax is due in June...

So you understand it are 2 separate policies, but you don't you understand you have to pay 2 separate times?

What I don't understand is why I have to have two separate policies. I know I have to pay them, but it seems redundant. What does the government policy cover that my A-1 doesn't?

You have to think the other way round. In order to prevent (too many) people driving around without any insurance whatsoever the government introduced a minimum cover, compulsory for all motor vehicles. Hence the compulsory insurance. Any additional insurance is your choice. Take into account that without the goverment insurance your own policy would be more expensive.

Okay, I'll go along with that. Yes it would be more by exactly 970 Baht. Even in California I have to show proof of insurance and a smog check to register my car there. And yes, it's cheaper here!