Inssurence

[Mickey Cohen]

Hi all TV members,

I'm not a car fan and I don't know anything about them.

I bought a Nissa Cube 2nd hand 2011. a year ago, downpayment every months. Very usefull with a baby.

Anyways I paid over 20k for inssurence and its finishing next month. I dont wanna pay that much this year!

Any companies I should check out? What package do they have? Supossing Im not gonna scratch it on my owne.

Btw I live in Bkk, Ratchada

Cheers,

[transam]

Contact AA insurance (Thailand). You and wife (or another named driver) will greatly reduce your premium. They speak English and contact via email.

[Ace of Pop]

Contact AA insurance (Thailand). You and wife (or another named driver) will greatly reduce your premium. They speak English and contact via email.

That might work for You,because you're careful,but for Me NO Way. The day the odd job man takes it for washing BANG, imm ducked..Seems hes been skined anyway I use AA. No Bullshit.

[transam]

Contact AA insurance (Thailand). You and wife (or another named driver) will greatly reduce your premium. They speak English and contact via email.

That might work for You,because you're careful,but for Me NO Way. The day the odd job man takes it for washing BANG, imm ducked..Seems hes been skined anyway I use AA. No Bullshit.

Say that again, slowly now..................

[Ace of Pop]

Contact AA insurance (Thailand). You and wife (or another named driver) will greatly reduce your premium. They speak English and contact via email.

That might work for You,because you're careful,but for Me NO Way. The day the odd job man takes it for washing BANG, imm ducked..Seems hes been skined anyway I use AA. No Bullshit.

Say that again, slowly now..................

Named Drivers is TOOOO Risky and saves little.I have Staff who use my Cars,and Kids who just Go,Thai Style,dont ask

[IMHO]

Contact AA insurance (Thailand). You and wife (or another named driver) will greatly reduce your premium. They speak English and contact via email.

That might work for You,because you're careful,but for Me NO Way. The day the odd job man takes it for washing BANG, imm ducked..Seems hes been skined anyway I use AA. No Bullshit.

Say that again, slowly now..................

Named Drivers is TOOOO Risky and saves little.I have Staff who use my Cars,and Kids who just Go,Thai Style,dont ask

2/7 insurance claims I've personally made have been dealer staff crashing my cars when in for service...

[BSJ]

Is ta spell chicher wurking for evry posta? It's wurking well er!

[Ace of Pop]

Is ta spell chicher wurking for evry posta? It's wurking well er!

G'day Mate, try Giday Mate in a spell chec,as my Ozz mates start their E.Mails, enough to send a Pedantic Teacher nuts. .

[Mickey Cohen]

Coming back to the subject

Only AA?

[Ace of Pop]

Coming back to the subject

Only AA?

A.I.S. is who my Wife prefers. Not much difference as long as its a big company.Rule of Thumb,if the Vehicle costs 1Mill,expect a 24K Bill first year,then down to 22K after 12 Months on the road.

[Mickey Cohen]

Coming back to the subject

Only AA?

[stevenl]

Coming back to the subject

Only AA?

They're brokers and can help you with different insurance companies.

AIS is afaik not one of them, unless they have expended their business lately from telecommunications.

[Ace of Pop]

Coming back to the subject

Only AA?

They're brokers and can help you with different insurance companies.

AIS is afaik not one of them, unless they have expended their business lately from telecommunications.

You are correct.Insured by SRI Ayudhya Generall from a Brokers office an AIS Building.

[anon210]

Chaz Insurance brokers hooked me up with LMG. A quite extensive coverage (higher than most other insurances) but there is a catch: natural disasters, terrorism and riots are NOT covered.

I asked a booklet of the insurance, negotiated etc... And got what I wanted.

The insured value was also of 940 K vs 910 by Axa and 840 K by Tokyo Marine (against a modest rise in my premium).

[frankold]

When buying a new car on finance is it a requirement to get the insurance via the car dealer? I got a quote directly from LMG which was cheaper and the coverage value a little higher than the policy provided by the dealer which was also through LMG, but was told by the dealer 'no no mr, you have to insure through us, it's policy with finance company'.

[anon210]

When buying a new car on finance is it a requirement to get the insurance via the car dealer? I got a quote directly from LMG which was cheaper and the coverage value a little higher than the policy provided by the dealer which was also through LMG, but was told by the dealer 'no no mr, you have to insure through us, it's policy with finance company'.

It often is so (was at Mitsubishi). But in general then, the first year insurance is given for free and you should ask that or walk away.

[stevenl]

When buying a new car on finance is it a requirement to get the insurance via the car dealer? I got a quote directly from LMG which was cheaper and the coverage value a little higher than the policy provided by the dealer which was also through LMG, but was told by the dealer 'no no mr, you have to insure through us, it's policy with finance company'.

You can insure anywhere you like. Even if the insurance comes 'free' you can still get your own.

[frankold]

They've tried telling me that through the entire finance agreement period it has to be done through them. It's an outright lie to get commission from right?

[anon210]

They've tried telling me that through the entire finance agreement period it has to be done through them. It's an outright lie to get commission from right?

You are right on the commission part. With regards to the "entire finance period", that's a blatant lie. I switched insurance in my second year and nobody had anything to say about it.

[stevenl]

They've tried telling me that through the entire finance agreement period it has to be done through them. It's an outright lie to get commission from right?

Yes, an outright lie. Not true even for the first year. I do inform my finance company about the insurance I choose myself though, and give them a copy of the first page of the policy.

[funcat]

I did change the insurance provider as well for my second year and the premium was 6000 Baht less...and better coverage....

[mogandave]

Does that loan agreement stipulate you have to buy insurance through them or not? Did you read it?

[CTO]

Funcat, change to who?

[funcat]

Funcat, change to who?

From Viriyah(22K) to Allianz(16K).

[CTO]

With Viriyah now, will try Allianz. Thanks!

[frankold]

Does that loan agreement stipulate you have to buy insurance through them or not? Did you read it?

Nope. I've not bothered opening any mail from them as yet. It will likely have been in thai anyway.

At the time I thought she was full of it but couldn't be bothered with kicking up a fuss. It will be fun once the first year is up and the dealer starts calling to confirm renewal.