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Best health care insurance for 40 year old Thai lady?

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My 40 year old single Thai friend is considering buying private health care insurance since her 41 year old cousin got seriously ill.

We were researching Bupa here on Thaivisa but it seems to get mixed reviews (sometimes they don't pay and sometimes they do).

Any thoughts or ideas on what good choices might be? Or what questions she should be asking? Who to ask?

I think she has been in the hospital only once (for some kind of kidney condition that resolved through medicine).

thanks,

-q

Moved from Health Forum for more response..

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