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Super Rich, CITI and my travel card - late April 2014


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- I wont be traipsing out to Rajadamri again for anything less than 20K AUD - it just doesn't make that much difference for 5K AUD. On the plus side, their 1k baht notes are pristine - not so my Soi 22 guy.

- as others have reported, CITI now charge 180-baht to use their ATMs if you have a non-CITI card, and that fee seems to have become standard across other banks. I'm not going to battle traffic to get 30 baht off the ATM fee - YMMV.

- CITI did not levy any fees - ATM or currency conversion - on my Australian CITI account for my 25K withdrawal from their Asoke ATM

- my CBA Travel Card, whilst undeniably boasting the worst effective interest rate (Visa currency conversion fees), still strikes me as excellent value in terms of a backup card (they give you two cards - even better). Some folk on certain forums in Oz need to understand just how little half a baht actually amounts to on a 20K withdrawal, at least for those not living in a given country longterm. Put 5K AUD on the card and tuck it away - easy.

- cash, as always, remains numero uno in Thailand and merchants have no problems accepting large chunks of same. Happy with the discount I received from an audio dealer in Exchange Tower, less so with increasingly mercenary cab drivers in BKK and Penang.

MrWW

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If the was the purpose of your post, then you should have posted it in one of those threads that discussed this "ongoing discussion on TV - how to get the most baht for the least fees. ", not started a new meaningless thread

I just happened to be the one that called you on it

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