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Can a thai gat a loan when they recieve a salary from a UK Limited Company, but do not live there


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Posted

Wife is paid roughly 60,000 THB from UK registered Limited Company by wire transfer internationally, The funds show depositing in her UK SCB bank along with her UK Salary roughly 90-120,000 baht shows In every month.

The salary is also dividend but down for salary purposes as she owns 2% of the Company (i gifted her a few years back) and this goes as far back as March 13.

Can she use this along side a letter from the company stating it is a salary to up her loaning potential? if so what is the best way about going about this?

Her bank book shows the money coming in monthly (though some months she was paid as high as 150,000THB, and others she collected in cash and deposited on return from Europe in SCB in sterling).

Thanks

Posted (edited)

Company not registered in Thailand, may be a struggle. Better get in and talk to them direct.

A friend recently applied for a loan, 3 weeks and the credit check was still ongoing. That is after her employer verified her full-time position at work and a third party went as guarantor including their employment details also. SCB too, they seem to have tightened the strings on the purse with all this household debt nonsense.

Edited by coulson
Posted

Company not registered in Thailand, may be a struggle. Better get in and talk to them direct.

A friend recently applied for a loan, 3 weeks and the credit check was still ongoing. That is after her employer verified her full-time position at work and a third party went as guarantor including their employment details also. SCB too, they seem to have tightened the strings on the purse with all this household debt nonsense.

This is a fair point, however this is addition to her onshore salary of 25-30,000 she earns from her career in Thailand, just as a buffer amount encase they are funny,

She intends to shell out just shy of 4m on a house (parents) and her salary should give her the chunk of this, i'd imagine her UK salary could be taken in to account, any one done or heard off previously?

Posted

Company not registered in Thailand, may be a struggle. Better get in and talk to them direct.

A friend recently applied for a loan, 3 weeks and the credit check was still ongoing. That is after her employer verified her full-time position at work and a third party went as guarantor including their employment details also. SCB too, they seem to have tightened the strings on the purse with all this household debt nonsense.

This is a fair point, however this is addition to her onshore salary of 25-30,000 she earns from her career in Thailand, just as a buffer amount encase they are funny,

She intends to shell out just shy of 4m on a house (parents) and her salary should give her the chunk of this, i'd imagine her UK salary could be taken in to account, any one done or heard off previously?

Why does she not pop along to her bank and ask ?

Posted

Company not registered in Thailand, may be a struggle. Better get in and talk to them direct.

A friend recently applied for a loan, 3 weeks and the credit check was still ongoing. That is after her employer verified her full-time position at work and a third party went as guarantor including their employment details also. SCB too, they seem to have tightened the strings on the purse with all this household debt nonsense.

This is a fair point, however this is addition to her onshore salary of 25-30,000 she earns from her career in Thailand, just as a buffer amount encase they are funny,

She intends to shell out just shy of 4m on a house (parents) and her salary should give her the chunk of this, i'd imagine her UK salary could be taken in to account, any one done or heard off previously?

Why does she not pop along to her bank and ask ?

That is the plan though currently i am out of the country in Papua and she is in the Maldives, so we want to cover some of the ground work questions so we know what to expect on arrival.

Posted

Sounds like she is shelling out on a house for you?

? Lost in translation perhaps, as mentioned above, she is buying for her parents, that's her responsibility not mine after-all she earns enough surely to obtain a loan on a new build.

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