falang07 Posted April 22, 2016 Share Posted April 22, 2016 Anyone got them this year? Link to comment Share on other sites More sharing options...
KittenKong Posted April 22, 2016 Share Posted April 22, 2016 Never had them for any year, but dont need them anyway. Link to comment Share on other sites More sharing options...
JAS21 Posted April 22, 2016 Share Posted April 22, 2016 No ... you need to ask for them at your branch ... I still have last years, do you want them Link to comment Share on other sites More sharing options...
falang07 Posted April 23, 2016 Author Share Posted April 23, 2016 last year's not valid any more Link to comment Share on other sites More sharing options...
JAS21 Posted April 23, 2016 Share Posted April 23, 2016 last year's not valid any more Of course not ....☺☺☺ Link to comment Share on other sites More sharing options...
KhonKaenKowboy Posted April 23, 2016 Share Posted April 23, 2016 What airport? What lounge? I noticed CIMB give you lots of AirAsia points on your savings, but that is only if you get the non-interest type...but if interest rates go much lower; that may be a better alternative. CIMB have pretty good rates, much better than BB, SCB, and usually very competitive with the others. I netted 14,800 in interest on a 13 month 500K FD a few months ago. And, is it a lounge, lounge with open bar...or like the one Bangkok Airways runs with pumpkin chips, fake orange juice, and little kids running around in circles screaming at the tops of their lungs? Link to comment Share on other sites More sharing options...
falang07 Posted April 23, 2016 Author Share Posted April 23, 2016 it is a lounge with open bar, I have used it last year and it was nice more info in here: https://www.cimbpreferred.com/index.php?ch=rg_en_lifestyle&pg=rg_en_lifestyle_airport Link to comment Share on other sites More sharing options...
KittenKong Posted April 23, 2016 Share Posted April 23, 2016 In BKK it's the Louis Tavern lounge, which is a business class lounge. Think they have another one also. Link to comment Share on other sites More sharing options...
KittenKong Posted April 28, 2016 Share Posted April 28, 2016 This intrigued me so I went and asked CIMB. They said "just show your preferred ATM card at the lounge". I have no idea how accurate that information is. Link to comment Share on other sites More sharing options...
falang07 Posted May 3, 2016 Author Share Posted May 3, 2016 I doubt it but worth a try :-) Link to comment Share on other sites More sharing options...
Firefan Posted May 3, 2016 Share Posted May 3, 2016 What is the requirement to become a preferred client? 3M Baht in investments/savings Etc.? I can not find on their homepage. Cheers! Link to comment Share on other sites More sharing options...
KhonKaenKowboy Posted May 3, 2016 Share Posted May 3, 2016 What is the requirement to become a preferred client? 3M Baht in investments/savings Etc.? I can not find on their homepage. Cheers! 1 million...and now that they are insuring it for much more than 1 million; it is something to think about. CIMB is the second largest bank in Malaysia....I think for overall rates/service/security; them and Krungsri are the best bets. CIMB only charge 100 for the letter to Immigration...worked like a charm. Link to comment Share on other sites More sharing options...
KittenKong Posted May 4, 2016 Share Posted May 4, 2016 CIMB only charge 100 for the letter to Immigration...worked like a charm. All my banks charge the same 100B (except once when I got it for free). Which charge more? Link to comment Share on other sites More sharing options...
KhonKaenKowboy Posted May 4, 2016 Share Posted May 4, 2016 I believe Krungsri charge 200..... Link to comment Share on other sites More sharing options...
falang07 Posted May 5, 2016 Author Share Posted May 5, 2016 and they have one of the best interest rates at the moment ;-) Link to comment Share on other sites More sharing options...
KhonKaenKowboy Posted May 5, 2016 Share Posted May 5, 2016 and they have one of the best interest rates at the moment ;-) if you don't want to do fixed deposits, they are likely the best bet, but CIMB can beat them on the FDs. I'm in the middle of a 5 month at 1.8% with CIMB. Link to comment Share on other sites More sharing options...
JAS21 Posted May 6, 2016 Share Posted May 6, 2016 and they have one of the best interest rates at the moment ;-) if you don't want to do fixed deposits, they are likely the best bet, but CIMB can beat them on the FDs. I'm in the middle of a 5 month at 1.8% with CIMB. I use what is called 'I Think' CIMB's speed saving account. I use it as a current account and have an ATM Card. The rate for 1M+ thb = hasn't been below, or above, 1.8% for many months. If you have preferred accounts with them you don't pay any annual fee for either your ATM or Credit card. Those fees are not much anyway but I just thought I'd mention it. Link to comment Share on other sites More sharing options...
KhonKaenKowboy Posted May 6, 2016 Share Posted May 6, 2016 and they have one of the best interest rates at the moment ;-) if you don't want to do fixed deposits, they are likely the best bet, but CIMB can beat them on the FDs. I'm in the middle of a 5 month at 1.8% with CIMB. I use what is called 'I Think' CIMB's speed saving account. I use it as a current account and have an ATM Card. The rate for 1M+ thb = hasn't been below, or above, 1.8% for many months. If you have preferred accounts with them you don't pay any annual fee for either your ATM or Credit card. Those fees are not much anyway but I just thought I'd mention it. considering that now a preferred 5 month is 1.7%; I doubt they are paying Speed Savings more than that...they have krept down..same with Krungsri..down to 1.6% on MaeTee Dae or whatever the f it's called. Link to comment Share on other sites More sharing options...
KittenKong Posted May 7, 2016 Share Posted May 7, 2016 I get 1.5% on my CIMB Speed Savings, on a "rainy day" balance of 100+kB. But any tax deducted from that is not reclaimable, so a TD would be better value even if it only offers the same rate. Link to comment Share on other sites More sharing options...
JAS21 Posted May 7, 2016 Share Posted May 7, 2016 I get 1.5% on my CIMB Speed Savings, on a "rainy day" balance of 100+kB. But any tax deducted from that is not reclaimable, so a TD would be better value even if it only offers the same rate. I'm not too sure about that last comment ........... well for the majority of us anyway. I have to hand CIMB Rates for February and March for CIMB's Speed Savings Account. Rates for both months were the same 0-99,999 ... 0.4% 100.000 to 1,000.000 ...1.5% 1,000,000+ ...1.8% and I know that the April rate for 1M+ THB was also 1.8% I haven't seen the May rates yet. TBH I'm not sure if any tax deducted from Speed Savings is reclaimable ... I am not in that fortunate situation for it to concern me. As far as I'm aware I actually get a straight 1.8% interest on the money every month. My rough calculation of the interest that I should have received came to within a few baht of the amount that I actually received. Rough out a calculation of what interest you think you should have received against what you actually got ... sumXdaysX1.5%divided by 365 for each change of sum and add them up. Interesting though ............ Link to comment Share on other sites More sharing options...
KittenKong Posted May 7, 2016 Share Posted May 7, 2016 I get 1.5% on my CIMB Speed Savings, on a "rainy day" balance of 100+kB. But any tax deducted from that is not reclaimable, so a TD would be better value even if it only offers the same rate. I'm not too sure about that last comment ........... well for the majority of us anyway. I have to hand CIMB Rates for February and March for CIMB's Speed Savings Account. Rates for both months were the same 0-99,999 ... 0.4% 100.000 to 1,000.000 ...1.5% 1,000,000+ ...1.8% and I know that the April rate for 1M+ THB was also 1.8% I haven't seen the May rates yet. TBH I'm not sure if any tax deducted from Speed Savings is reclaimable ... I am not in that fortunate situation for it to concern me. As far as I'm aware I actually get a straight 1.8% interest on the money every month. My rough calculation of the interest that I should have received came to within a few baht of the amount that I actually received. Rough out a calculation of what interest you think you should have received against what you actually got ... sumXdaysX1.5%divided by 365 for each change of sum and add them up. Interesting though ............ The tax rebate is worth having for those who qualify. I got nearly enough to pay for my car insurance this year. Any tax withheld on the speed savings account would not be reclaimable as it is a savings account and not a TD. But looking at my statement more closely it seems as though they dont withhold any tax on the interest on that account, at least for the relatively small amount I receive. I suspect that it may be like the Mae Tee Dai account on which they dont withhold tax until the total interest paid exceeds a minimum amount. Over the year at 1.8% on a large deposit one could start being taxed though. I'm getting 2% for my CIMB TDs taken out a couple of months ago, so this easily beats the Speed Savings account. Link to comment Share on other sites More sharing options...
.png.3b3332cc2256ad0edbc2fe9404feeef0.png)
Recommended Posts
Archived
This topic is now archived and is closed to further replies.