GHB now ready to extend 30- billion baht low rate loan for civil servants to buy homes

"A budget of 30 billion baht has been set aside for the purpose of helping low earning civil servants and state enterprise employees to buy homes.

The most vital criteria that has been specified for approval of loan applicants is that they must have, at minimum, sufficient means to make the monthly installment payments which means that they must have at least 11,000 baht of their income left after deducting all expenses."

11,000 baht left after deducting all expenses.....personally, I wouldn't call that low earning.

With expense I assume they mean other loan payments, not so much real life expenses.