State pension question,help please.

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October 2, 20169 yr

2 hours ago, sandyf said:

It is not that simple, credits are available. I have 48 years plus one incomplete year of contributions, and as they finish at age 65 they must have started at 16, when I was a very low paid apprentice.

Sandyf you are correct it is not as simple as I quoted.

It is my understanding that prior to 1975 the employer had to purchase a flat rate stamp for every employee which was attached to a card and at the end of the year forwarded to the DSS.

In 1975 the system changed to be earnings related and collected along with tax under the PAYE.

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