
how241
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Health Insurance Refused Because I Take Statins.
how241 replied to Jumbo1968's topic in Health and Medicine
I already posted the 8-9 questions that I answered when I applied to the policy. My answers were accepted by Cigna and my policy has been in force(fully active) for several weeks. I have not receive any other medical questionnaires. -
Good idea. If I find such a place I would ask the owner to bake me up a whole tray. I have frozen it before so buying a larger amount would not be a problem for me. Thanks.
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Thanks for this info. I don't think I have ever tried the 'Bread and butter pudding' . It does sound Very good and I would definitely be interested if I can find somewhere to buy it. I have bought bread pudding at TOPS occasionally but TOPS is far away from me and it is not an item they have all the time. I believe outside vendors sell it through TOPS. I did try to call TOPS one time to ask about availability but the staff had limited English and couldn't help me. Oh Well, such is life in Pattaya. There could be worst problems to have. hahaha
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Yes, you are correct. I did write to them and they told me that they don't recommend shipping this to Pattaya. A frozen shipping box would cost 250 baht. Thanks for your help.
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I didn't see it. I will write to them and ask about Pattaya delivery. Thanks
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No, not me. I prefer to buy it.
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Yes, direct payment is best but Cigna lets you add whatever bank you want to receive payments. They claim to pay quickly, within 5 days but I have no experience to substantiate that.
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I have seen bread pudding at Friendship Market and occasionally at TOPS. I am on the darkside so both are not so close to me. Has anyone seen bread pudding for sale around Pattaya ? I don't want to make it myself. Thanks for any help.
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At the time I was starting to get some pain in the lower back/side area. All is Great now and I feel 100%. I guess I got lucky. Hard to say if my body healed itself or the antobiotics helped. I am now eating 1-02 probiotic yougarts daily to try and restore any gut flora killed off my the antibiotics. Not sure if this is helpful but I like yogurts so it can't hurt either way. Please DON'T do as I did and seek proper medical advice when necessary. Most would say I am stupid for what I did.
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WOW !!! I have never had any strong reaction like that to a vaccine. Usually just a sore arm.
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It sounds like 'Shingrix' is the best way to go so I will definitely follow your advice and get it...I will need to make some calls to confirm availability. I see the ThaiTravelclinic in Bangkok is showing the price of Recombinant zoster vaccine (Shingrix® 5,199. I believe you said 2 doses, 2 months apart. Even if I have to pay 7,000 that is still not bad as I can save over 6,000 round trip on taxis(2 trips) and many hours of driving time....Plus they charge a few extra fees: - ' Doctor fee (200 Baht), Hospital fee (100 Baht), Vaccine administration fee (20 Baht), Registration fee (20baht, only in the first visit) are not included in price list' .... Some people can save more if they can take the bus but the last time I was on a bus was in middle school....hahaha You are truly a godsend with your wealth of information. Thank you !!!
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Jomtien Pattaya Bangkok Hospital report: I just got the Pneumococcal vaccine 13 and the high dose High-dose Influenza vaccine for a total price of 5,170....This includes all fees. According to their posted prices it should have been 5,770....Not sure why it was 600 lower but there is a promotion running (Thanks Sheryl)...Good service, in + out in 45 minutes. Open until 7pm. I asked the doctor and he said they have the Zoster vaccine and the Tetanus too. I didn't ask prices. His English was limited so I will try to call them. He wasn't sure about the covid-19 with Omicron. Question: I had my last tetanus shot 14 years ago. There seem to be a few different ones. I'm assuming I had polio shots when I was a kid. Which one should I try to get ?? How long should I wait before I get additional vaccines(Zoster)(Tetanus)... 2 weeks ?? 1 month ?? Thank you Adult Tetanus+diphtheria+pertussis+polio vaccine (Tdap+IPV) Adult Tetanus+diphtheria+pertussis (Tdap) Adult Tetanus+ diphtheria (Td)
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Yes I did answer truthfully and I have only ever been in the hospital for a colonoscopy in 2014....Eyelid surgery(plastic) in 2010...So my medical history records should be clean. I don't take any meds. regularly. I have been very lucky, health wise. Thanks again for all of your help.
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I am not planning on traveling but I will still check at the now 5 private Pattaya hospitals and see if they have this new covid-19 with Omicron...I am leaving my house right now to go to the newer Jomtien Pattaya Bangkok Hospital. It is 5 minutes from my house. They confirmed that they have the pneumococcal 13 that I need BUT to further confuse things I see they are offering a #15....I don't see much about that one on Google. They also are running a Elderly Influenza vaccine package, starting today....Thank you SO much for that promotion link...
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Thank you VERY much for your time in reviewing this. I was starting to get concerned but I am now comfortable that all is good...Thanks again.
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If I can't find the high dose Influenza vaccine in Pattaya, could I just get 2 shots of the regular dose....Maybe spread them apart ?? Would that be similar or just plain wrong ? I see that there are now 4 private hospitals in Pattaya. Hopefully, I can find all the vaccines I need without a trip to Bangkok. Thanks for any info.
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Denial letter....As expected... Greetings from Bangkok Hospital Pattaya! Please be informed we have received email denial from Cigna insurance stating that vaccinations are not covered under this policy. I also attached copy of the email message for your reference.
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Medical History questions: from my policy Q1 Has any applicant had symptoms of, been diagnosed with or had treatment for Cancer or Tumour; Heart Condition; Stroke, Brain or Neurological Disorders; Diabetes; Hepatitis or any Musculo-skeletal condition? No Q2 Has any applicant had symptoms of, been diagnosed with or had treatment for any Liver, Kidney or Lung problem, Gastrointestinal problem, Urinary, Gynaecological or Prostate condition, Mental Health condition or any Drug or Alcohol misuse or dependence? No Q3 Apart from what you have already told us, is any applicant taking any medication or receiving any treatment for a medical condition? No Q4 Are any applicants awaiting any test results, treatment or investigations or expect to have a review or follow up for any current or past medical problem not already mentioned? No Q5 Does anyone have any illness, condition or symptom not already mentioned? Please include details of any known or suspected issues whether or not medical advice has been sought or a diagnosis reached. No
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I ask Pattaya Bangkok Hospital to submit to Cigna for vaccine coverage. As Sheryl had already show me this was not covered. Cigna wrote 'denied'. No surprise there but to me it confirms that my policy is in full force. I think that 'maybe' people get an medical questionnaire form if they have exclusions. When I applied I did answer about 10 questions about smoking, alcohol, and other medical issues. I answered NO to all so maybe that's why there was no medical questionnaire for me...I don't know....First time I am buying insurance.
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I hope I have the right policy....This is starting to worry me....I bought directly from Cigna, selling lady in Dubbi...I have had several conversations with her and the chat staff to correct a billing error and my date of birth....All is correct now...
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More: CERTIFICATE OF INSURANCE Policyholder MrXXXX XXXX ....XXX Moo 10 Pattaya Nongprue 20150 Thailand Global Individual Health 1 Knowe Road Greenock Scotland PA15 4RJ www.cignaglobal.com : +44 (0)1475 788182 Cigna Healthcare ref – CIOP14 08 Jul 2024 Your Policy Details Policy Number 921151352/1555148 Period of Insurance 05 Jul 2024 to 04 Jul 2025 Area of Cover WorldWide Excluding USA Policy Currency USD Plan Benefits Cigna Global Silver Int Medical Insurance $0 Deductible Int Health and Wellbeing Medical Exclusions In addition to the standard policy exclusions in the Policy Rules, we will not pay for any medical attention or treatment arising directly or indirectly from the condition(s) stated below: SDFASDFASDFASDFASDFASDFASDFASDF Insured Name Medical Exclusion Mr XXXX XXXXX....Medical Exclusion :empty-zero Premium Details Due Date Premium Amount Applicable Taxes (incl in premium) 05 Jul 2024 662.35 0.00 05 Aug 2024 662.34 0.00 05 Sep 2024 662.34 0.00 05 Oct 2024 662.34 0.00 05 Nov 2024 662.34 0.00 05 Dec 2024 662.34 0.00 05 Jan 2025 662.34 0.00 05 Feb 2025 662.34 0.00 05 Mar 2025 662.34 0.00 05 Apr 2025 662.34 0.00 05 May 2025 662.34 0.00 05 Jun 2025 662.34
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Some more of my policy: Health plan Each customer is entitled to the following health plan benefits per policy year. GLOBAL HEALTH OPTIONS Silver WorldWide Excluding USA USD 1,000,000.00 Annual benefit limit USD 0.00 deductible 0% cost share USD 0.00 out of pocket maximum Benefits International Health and Wellbeing
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Some more of my policy: Cover Policy number: 9211xxxxxx Renewal date: 5 Jul 2025 Policy members Name Date of Birth Exclusions Mr XXXXX XXXXXlph 4 Aug 1954 No
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I hope I have the correct policy. Here are some photos of my policy.. https://www.cignaglobal.com/ma/app/home GLOBAL HEALTH OPTIONS Silver Policy number: 921151352 Renewal date: 5 Jul 2025 Your plan includes: Annual benefit limit: USD 1,000,000.00 WorldWide Excluding USA Health & Wellbeing
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No, I didn't see this. Are you applying for Cigna Global ?