The big banks are driving for this world wide, it will cause riots in Thailand, NZ is already in the middle of a battle to stop it happening it would be total control over what you can do, I think that if we don't stand up to this the world will become unbearable, you will be controlled by Govt and banks with how you spend your digits.
And how you get them, they will be able to take whatever they like when they like, it's a horror story.