Having had several different Thai Banks I gave K Bank a try that was three years ago if I send monies from my wise account to K it’s there in a matter of minutes I recently purchased a car in Bangkok for over a million + bart there were no charges and the money was with the Toyota dealership within minute the only thing I had to do was to upgrade my minimum spend on my mobile once transferred I reduced it back to 5,000 baht per day as far as I’m concerned it’s the best bank in Thailand I think I pay 200 baht a year and every transfer I do is confirmed to my mobile within seconds as I now tend to use QR code for 99% of transactions