scubascuba3

Very boring diet, i guess he's just trying to be different to get views. Meat, eggs, milk all questionable

Also a big difference is repeat factor, with Thailand people often come back many times, Vietnam nothing in comparison

Not necessarily, I can't recall the exact wording but they can call something preexisting even if you didn't know about it, don't forget insurers have some kind of linkup with hospitals, they probably provide name, passport number and hospitals check their database, there might even be a central database

Anyone buying the insurance can pretend they have no pre-existing conditions, wait 6 months then claim, so i expect they have ways to filter those out

Do you clean your ears out? or leave well alone? i know people say don't use cotton buds, fair enough, but i use a ear camera thing so can be much more precise

It gets shared amongst staff, of course top guy gets the bigger cut

Worth you checking insurance licence 51230, i did a google search but came up with nothing useful. Licence with who? where? name? The 6 month waiting period is a strange thing, easy to game the system, say you don't have diabetes, 6 months later have it, etc etc. All this comes back to how much money they have to pay claims hence the question about underwriter i.e. who will be funding it, the issue is if too many claims at once they can't pay claims

Sprained ankles can take surprisingly long time to heal, mine 6+ weeks

Yep, one thing I've noticed is the slow openings of 7 Eleven and Familymarts, I'm wondering if they are playing hardball with the rent agreement i.e. inclusion of pandemic clause

IKEA has different quality\price levels too, example Kitchens

Have you tried IKEA? they have a 365 days return policy

If you say Y then premium would be higher, if you say N then claim denied. Everyone pretty much dies from one of those things

Can't go wrong with IKEA, quality is good, wardrobes, beds etc last for 20+ years

Is that 3 separate tests? what gap between tests?

Is it in your policy document? if not don't bank on it

What's the reason you think? brain overactive? no exercise?

Many immigration staff are involved, maybe the whole office, its not one rogue official

I don't humidify the stick but i apply after a shower, pits need to be moist

you often see desperate sellers trying to get 1m baht which is often the deemed value of everything, eventually it just goes back to the landlord, a renter comes in and starts again and guts the place, repeat 2 years later

Over 70 maybe everything is pre-existing, can't see insurers wanting to take the risk

Probably has added sugar and salt which is what people like

I get a headspin long covid, kicked off when i got covid and stayed, apparently a symptom that goes away in time

My condo has a 100 baht monthly standing water charge, meant to cover if the meter breaks, maybe once every 20 years

The important thing is a vasectomy on arrival, which method less important

Here's 6 for 75, you only need one, just search on Lazada https://s.lazada.co.th/s.SLDgF