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scubascuba3

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Everything posted by scubascuba3

  1. you weren't able to tell us who was the insurance underwriter and which regs they followed, that was asked numerous times on that other thread
  2. Implants about 50k baht each, can get bridge ones
  3. This thread is becoming like rats in a sack
  4. PAs are what they are, for accidents, Axa has medical cover per accident up to 500k i think, my Axa is 250k. Also no deductible unlike health insurance polices
  5. It's not publicised in the biggest brothel in the world, Pattaya, girls know nothing about it, which hospital\s in Pattaya can give it to the girls for free? one's you are 100% sure on?
  6. do you know the difference between Gold Class and First class? image is an example
  7. Not one mention of PrEP which can prevent people catching HIV, it's not publicised or sex workers encouraged to take it, a very poor response from Thailand. Girls I've talked to about it have never heard of it
  8. I would check with them, also maybe do a foreign transaction from Thailand should show if it works ok
  9. In an accident it's difficult for them to refuse, If you'd seen a specialist with no accident and wanted the op it may be refused, that's one of the benefits of personal accident insurance
  10. Hi @Sheryl what do you think about that? 555 Using a laundry is something you do when you first arrive, noobie, then you either have a machine in your condo or go to Otteri type places. Anyone who gets their socks and pants ironed needs help 555
  11. only a PA claim, don't base anything on that
  12. Ironing service 555 who would need that? As Peter says above ex Otteri place is ok
  13. like i said personal accident claim no problem, we need to see a few years to see how it pans out
  14. You bought insurance based on weaker evidence than that, with nothing to evidence their financial stability and paying out on personal accidents is totally different to a proper health insurance claim
  15. Got to be Waterfront Bali Hai, half built condo
  16. Whatever, i hope if anyone tells you a story you ask for evidence, preferably in writing and also a web link
  17. ah ok, apartment are like a hotel but usually a small building circ 50 rooms, often thai style but 5,000-7,000 baht a month. Water 4 baht a unit similar to condo, Elec 8+ baht. Apartments often include cleaning but some place charge extra, they can also provide linen but cheaper to have your own if long term
  18. Second rule is a strange one, maybe look at their tits better
  19. Pressure the seller to provide, other people you're just risking dropping them, not turning up etc etc
  20. wow poster of the year, truly the pinnacle
  21. Condos are often govt rate which is around 4 baht, that's one of the reasons people like condos, apartments are known to be 8+. If a condo charged more many wouldn't move in
  22. ok we could say the same about the claim you bang on about
  23. I met the guy a couple of weeks ago, you can't check anecdotal evidence
  24. Most people i know are self insuring and they aren't short of money, a minority have insurance but usually poor quality insurance like a thai insurer or one of those newer shady companies, so i reckon self insuring is much more common than people on this forum think
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