steve187

21 hours ago, DUS said:

Hi,

 

Feeling a bit overwhelmed with UK and international tax regulations so I thought I try asking on here. Who knows, maybe someone can provide some info and clarity. Would be great!

 

I have a German passport, used to work in the UK a while back and have now been living in Thailand for the last 6 years or so. From my time in the UK I still have a SIPP which I can start dipping into come the end of this year.   I contacted my pension provider (HL) and asked them about the process. They mentioned the 25% lump sum tax free payment and that the rest would be taxed according to my (PAYG) tax code. When I told them that I don’t have one they wrote back that in that case they would apply an emergency tax rate (I think that was the term they used) which I didn’t like the sound of. Lol

 

Without going into too much detail with this first message, I wondered if there are users on here (Brits or Non Brits) who started drawing down their SIPP whilst not having a UK tax code. How did you go ahead with it? Paying high taxes at source and then claiming it back from HMRC? I am mentioning claiming back tax because my SIPP is fairly small at £20k and I plan to take out an amount below the UK’s annual tax allowance in each of the next 2 tax years.

 

I am just trying to understand what the process is, which forms and supporting documents HMRC would require and so forth. I expect this process to be quite complicated but if someone already went through it maybe he or she can shed some light on it. Looking at gov.co.uk etc is rather intimidating :))

 

I would appreciate any suggestions, info and advice. Thank you!!!

 

Cheers

DUS

 

 

 

 

can you not register on gov.uk, use NI number etc, should be able to sort out coding on there

On 2/27/2023 at 10:36 AM, steve187 said:

renew after it runs out

6 hours ago, DrJoy said:

The License expiration date will be pinned to his birthday

as i posted if applied after expiry, it will be for 5 years + time to next birthday so a day or so short of 6 years

17 hours ago, acepredator said:

Sorry, but that's a bit confusing. My license expired in November of 2022. If I'm able to successfully renew it next month, will the new license expire in November of 2027 or 2028?

it will expire on your birthday so 5 years + the time to next birthday, ie apply the day after your expiry date and it will be valid for almost 6 years

renew after it runs out, will get 6 years that way QR code, passport, driving licence, doc cert. C of R, required, can use any office

come on do a google search, here i have done the hard part just type this into google - border bounce cambodia from pattaya

59 minutes ago, placeholder said:

 

I hope it's the case that neither of you actually read the article. Otherwise you would know that your questions were accounted for in the article.

don't read the guardian. ok following your post i read it i won't get that 2 minutes back

its either get the highest deductible insurance that covers your OA visa entry, or 2 x border bounces and 30 day extensions

how are you going to prove the financial requirement for the yearly extension based on marriage (400,000thb in a Thai bank account in your name only)

just apply for the single entry non immigrant visa with the £1,000 proof, see if they issue it,

you could enter on a visa exempt entry and than convert to non immigrant 'O' visa once in Thailand,( 400,000thb in bank account on day of application only) then do the yearly extension.( 400,000thb in bank account for 2 months prior to application) proof of flight out of Thailand within the entry stamp validity may be required by your airline.

a trip to Savannakhet to obtain a non imm visa with no financial requirements is possible either single or multi entry.

i have watched the movie in English so its on the web somewhere, i think from the link posted by keith above

i hope it thins out the amount that get granted asylum, like 100%

On 2/19/2023 at 12:47 PM, KhunLA said:

Canned Beans are silly priced here, not that I ate that much.   Wife buys fresh beans, and makes her own.   Offered to buy a pressure cooker, but she's not having any of that ????  Rarely eat baked beans anyway, and when bought canned, rinsed their vile sauce off, and made my own, just using the beans.

 

The other prepackaged stuff, photos of, rarely ate that krap when I didn't live in TH.  How do y'all get to our ages, and not know how to cook for yourself.  Retired, we have plenty of time.  Taste so much better and the other plus, usually much cheaper.

 

Somethings I'll buy, like puff pastry, as simply too much work to make.  Yogurt, since cost about the same to make.  Same with cheeses, since milk isn't exactly inexpensive here, and parmesan is hard to make, along with America cheese (not product), 2kg pack  Mozzarella is cheap enough, if buy a kg or 2 block.  

what beans does she buy and from where, many thanks

''the engine and the chassis numbers not matching what was registered.''

so the wrong number plates on the vehicle, do not tally with the vin number

the vin number will show what year it was built

7 hours ago, still kicking said:

Post office is a rip off they charge $4oo more than my cheapest quote. I take medication for high blood pressure and cholesterol but after taking medication everything is normal do I still have to declare it as pre-existing condition?

yes

47 minutes ago, still kicking said:

So does the RAC

and the post office,

op shop around

3 minutes ago, billd766 said:

Any foreigner is a farang. They don't need a white face or a western passport to be a farang.

not really true, farang refers to Caucasians, 

On 2/21/2023 at 5:31 PM, alien365 said:

Another way is to use Malaiman Road once you get to Nakhon Pathom and turn right before the Kasetsart Kampaengsaen campus. This skips the busy traffic out of Nakhon Pathom, Salaya roadworks/contraflow on 338 and most of the very busy Kanchanapisek (9). 

No route is perfect during busy times, but I find this way less stressful as the cars keep moving. 

this is the route i would choose

10 hours ago, blackshadow said:

do you know how to use google maps

helpful comment

i would go for the Toyota veloz,

the veloz is 15mm higher than the brv, the brv is 15mm longer and 5mm wider,

at 100,000thb +, its more epensive than the veloz,

the Veloz offers more cabin space and headroom due to its longer wheelbase and taller height.

7 hours ago, easygoin said:

Yes,I have everything required. I am doing this through an immigration service and they say I need a tourist visa and then convert once I am there. Think I remember doing the same years ago for retirement visa so thought nothing of it. Will check further. Will look for cheap onward ticket.

Thank you for your reply.

 

you need to be married to apply for a non imm 'O' visa, so enter on a visa exempt, obtain a 30 day extension, if required to get 400,000thbin bank account in Thailand in your name only, get married, then convert visa exempt to non imm 'O' visa 2,200thb, no need for a tourist visa, but will need a throwaway flight out to allow boarding of a one way ticket.

7 hours ago, Denim said:

I will be exactly 66 when the pension is due. They have not shown how many years. Only this was sent :

 

 ( I previously miss quoted at 165 in earlier post )

 

 

 

As the State pension is increasing in April to just over 200 pounds a week I suppose this calculation is based on that. I was always on PAYE so I guess my many employers were more diligent than I supposed in paying my NI contributions. 

 

 

do a NI check, it seems you have some NI years missing maybe they are saying you have 30 years, instead of the required 35 for maximum pension

4 hours ago, Denim said:

Unlikely since I have lived in Thailand the last 16 years straight plus another 16 in and out. Pretty sure they no longer have my address. But no matter as I will be in the UK in July and will sort it out then.

how many years NI are they showing for you, at what age will you be when you pension is due 66+ some months?

1 hour ago, brewsterbudgen said:

I requested a forecast a few years ago. I'll get my pension in 2027.  I requested another forecast last week and the amount was almost the same as previously forecast.  Does the forecast take into account projected RPI/Earnings increases?

no,  It predicts if you pay the years until retirement age

1 hour ago, Lacessit said:

If you can find one in good condition, a Nissan Sunny pickup is very durable. I've seen them in working order with 400,000 km on the odometer.

Bahtsold or One2Car are the best options online, or try a Nissan dealership that has a used vehicle section.

Don't buy any Nissan that has a CVT gearbox.

it's a nissan NV, the later models come with auto transmission, but will be about 20 years old, newer auto trucks tend to be the 4 door model, but there are some 2 door with open cab. smart cab etc with auto transmission, have a look on facebook market place,