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sandyf

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Everything posted by sandyf

  1. The most important thing is to get a good builder, and then buy what you can afford. I built mine in 2009 and have had very little problem with it, a decent builder will use a decent electrician. There has to be a compromise between appearance and comfort. I went for a bungalow, had cavity wall construction and kept the window size relatively small, but each to their own. PS Try and keep an eye on construction progress, I was fortunate and lived on site and even a good builder can overlook something. I picked up a couple of errors that could be rectified before it went too far. Good luck.
  2. Time will tell. From page 76 of the 2019 labour party manifesto. "We will ensure that the pensions of UK citizens living overseas rise in line with pensions in Britain" https://www.sipotra.it/wp-content/uploads/2019/11/Labour-Party-Manifesto-2019.pdf
  3. The ignorance on this issue has led you to that conclusion. Up until 2016 the UK state pension was in 2 parts, one was fixed and the other based on income. About 50% of my state pension is income related. Some wish to deny they are receiving the second part and that it is fully index linked.
  4. Probably, politicians tend to suffer from selective memory. “The next Labour Government will treat all our pensioners equally, wherever they live, and ensure that overseas pensions are levelled up not down when Britain leaves the EU.” https://frozenbritishpensions.org/jeremy-corbyn-gives-labours-backing-pension-unfreezing/
  5. I fail to see why some feel compelled to comment on something they know nothing about. Becoming a doctor in Thailand is not easy, but then it is not easy in other countries. https://www.bma.org.uk/bma-media-centre/junior-doctors-and-government-enter-mediated-talks-to-make-progress-on-pay-dispute#:~:text=“We have been in dispute,can help break the logjam.
  6. Many are unaware that their occupational pension was partially funded from NI contributions. Others are aware but prefer to ignore the fact they are party to a discriminatory policy. Easier to deny the reality. You obviously didn't really understand the link you posted, relevant text "If you were contracted out of the Additional State Pension, some of your National Insurance contributions were either: lower than people who were not contracted out paid into another pension, for example a workplace or private pension"
  7. If you agree that "now" was as I said "wrong", why the lecture?
  8. Why the compulsion to change the context? I said "now" was wrong and backed it up, but you want to go somewhere else.
  9. Good distortion. Obviously not prepared to acknowledge the true facts.
  10. Tell that to the poster that said it was in effect "now" Too many premature interpretations.
  11. Well aware of the process. Poster I respondedd to said it was in effect "now".
  12. Indeed, like many other proposals, too many premature interpretations.
  13. Wrong. I have just had a package delivered from India by Thai Post without any additional charges. Value was around $45 USD.
  14. In your so called history you omitted several significant factors which would indicate a lack of understanding or a certain point of view. I gave you the benefit of the doubt on understanding but may have been wrong on that. i will help you try and understand one of the most recent discriminatory factors. Anyone who was employed between 1977 and 2016 would have accrued additional state pension. Under the 1975 pension reforms those in an occupational pension scheme were allowed to contract out of the state additional pension where part of the NI contributions went to the occupational pension. Why did you not include in your history that there are expats in Thailand receiving part of their state pension index linked included in their occupational or private pension? Those that weren't allowed to contract out never had that option.
  15. After 25 years I have a good idea of how things are done but you are perfectly free to believe the garbage that gets posted.
  16. Only a paranoid mentality would be making such assumptions, but not unusual for those of a certain nationality.
  17. People can be a tax resident in more than one jurisdiction. DTAs are there to prevent taxation being applied in more than one jurisdiction. Individuals that may be affected are those that have tried to avoid taxation in any jurisdiction.
  18. You posted a distorted history that reflected an obvious point of view. More omissions that Battersea Power Station.
  19. When reciprocal agreements came about the UK government created a 2 tier arrangement, those that could and those that couldn't. Effectively a discriminatory mesure that saved them money.
  20. When the agreement with Canada was made the Canadian pension couldn't be exported so the pension issue wasn't included. Some time later the Canadian legislation was amended to allow pensions to be exported but the UK has refused to revisit the agreement.
  21. I am well aware of the legal challenge which was initially brought on a human rights issue based on personal circumstances and the court ruling was at a personal level. The court never ruled on the.legality of specific parts of the policy.
  22. Not quite right. It depends on when you tell them and if timed right can be first payment after getting back.
  23. Is the Australian old age pension a contibutory pension scheme?
  24. Wrong , they didn't go towards the social security system. Right, they didn't go for your own state pension, they provided pensions for the pensioners at the time, on the basis that when you became a pensioner you would receive a pension under the same arrangement.
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