sambum

3 minutes ago, eddysmit said:

Just a thought with this medical insurance, I don't know if its just my limited experience or I'm mistaken, but when I have seen or heard people use medical insurance(not the two week holiday type) not only will the cost jump up but, also they only cover up to so much of the costs,you or claimant have to cover the rest, and if you do make a claim up shoots the premiums the following year.

I was denied the cost of "root canal and crown" treatment because their records showed that I had made  a similar claim before! So you are only allowed to have toothache once if you want to claim on the insurance!

8 hours ago, Surasak said:

Many people retiring at 65yrs can't get health insurance for one reason or another. NO insurance company will take on anyone past 70 yrs. Insurance companys are natorious for making any excuse not to pay, then how do you cope? All insurance companys are a total rip-off, they do not consider a no claims bonus for health care, just pile on the premiums year after year. 

How many of you people who advocate this insurance, have started out with a reasonable annual premium, only to find it has now gone thru the roof and become unaffordable?

The only point I disagree with in your post is the "NO insurance company .........past 70 years" is wrong.

There are a few that will cover over 70's, but their premiums are way too expensive for me. Also some specify insurance past a certain age on a renewal basis only, but there again - pricey! For example:-

8 hours ago, woofwoof said:

My question when you hit 70 what happens when no one wants to cover you. What's the 800,000 baht for if you can't use it to pay the hospital bill?

Oh, you can use it - but only half of it, and only after 6 months have elapsed since you deposited it. Oh,  and you just have to top it up again to 800,000 baht 3 months before your next extension is due.

8 hours ago, jollyhangmon said:

 

... yep, pushing the insurance scam ... interesting agenda don't ya think ...?!

 

Then we just learned from esteemed colleague <marcusarelus> who is good friends with mr. google too that the total of faulted medbills (not only by tourists) amounts to 9mio USD out of a total health expenditure of 35bn (2020 est.) ... non-starter right there.

 

Tourist revenue 2018: 62bn USD (google) ... next non-starter.

 

In other words: cost of business, and minimal ones at that!

 

And if they put down their vastly overpriced charges in some private hospitals, it would be even more minimal!

9 hours ago, Topdoc said:

I think if you ask the foreigners, aged over 50, who are living here whether they should be required to have mandatory health insurance, the results would be very different. Some of the comments in the article are not from Thai expats

Sorry - not being pedantic, but "Thai expats" could be better worded - you are implying that the expats themselves are Thai. How about "Expats living in Thailand"?

9 hours ago, malibukid said:

no and it should, huge savings for the  U.S., let's hope that one of the Democratic candidates propose this.  i think other countries offer this to their expats.  btw, the way expats is a misnomer.  i consider myself a patriot.  i am saving the American health care system lots of money.

Same for the UK pensioner living here in Thailand - their Government Old Age Pensions are "frozen" (i.e. no annual increments that they would receive if they lived in the UK or a country that had a "reciprocal" agreement e.g Philippines) plus no costs to the NHS for medical treatment.

9 hours ago, bkk6060 said:

Geez seriously??

Kind of pushing things isn´t it?

 

This thread will go on for many pages with 99% of the attacks on the Government, ins. companies and immigration.

Very naive and not real.

 

The fact is this had been talked about for several years do to the irresponsible, low life expats who do not pay their hospital bills.  That is the truth but all the BS will continue....

 

 

 

"irresponsible, low life expats who do not pay their hospital bills."

What about the irresponsible low life hospitals that overcharge their patients to the extent that they charge 4000 baht just for a doctor to say "Hello"? And that's before any examination or treatment!

9 hours ago, Melbun said:

Well stay at home (wherever that was) and don't travel. You make the choice.

Heart of Gold.

9 hours ago, Melbun said:

Go back home - come back as a visitor 4 X a year.

Will probably still need travel insurance, and the cost of 4 return air flights ain't cheap - probably more expensive than the "mandatory health insurance" 

2 hours ago, bapoboy said:

In the civilized world students don’t need to wear school uniforms.

 

there will always be some pressure about about how you look, what you wear and how nice phone etc you have, it’s time to raise children to be strong and not weak, todays children especially in the western world suffer from psychological problems because their parents are raising them wrong..

 

in the 70-80-90s children spent more time outside, had more accidents, learned from there mistakes the hard way, and was more rough, todays cotton-children are weak... 

Can't see a single point to agree with in your post! 

11 hours ago, mania said:

 

Boy they sure have that backwards...no surprise ????

 

But truthfully a couple cheap uniforms are way cheaper for parents than the latest fashion etc

A uniform may be washed & re-worn many days in a row...street clothes? not so much

Beat me to the punch there! Yes, my daughter used to want all the latest, trendiest gear to compete with her peers when she was at school. Different kettle of fish when she went to Uni and had to buy (mostly) everything herself! Cheap supermarkets she wouldn't have been seen dead in a couple of years earlier etc etc!

20 hours ago, Benroon said:

errrr that's how forums work - if you want to keep it private PM

 

 

Errr - you were the one who asked "why I was putting in my 2 pennies worth" (or words to that effect) so I could refer you to your own statement above!  

3 hours ago, Kieran00001 said:

 

Dragon boats ars traditional Chinese boats however they are now found throughout the world, I believe they are an olympic event, but they also have zero relavance to this topic. 

 

The boats I am talking about are calked kolae boats and originate in Thailand and Malaysia, they are not from Isaan though, they are from the south.  The extended rowlocks seen on some, such as the one in this accident, allows rowing while standing.

To be honest, the "kolae" looks substantially different to the "prowed" boat in the picture above. I would also suggest that the kolae looks more like a craft that would be used in forest rivers collecting firewood rather than at sea collecting the oceans' bounty!

And I only put in the photos and narrative re the "dragon boats" to let you know that I have been to other parts of Thailand rather than just the "tourist traps" However, as I have only been to the South of Thailand once on a visa run, and am in no hurry to get back, that would possibly explain why I have never seen a kolae! 

And to save you the trouble of further explanation of maritime facts and fiction (e.g. the difference between a boat and a ship etc) I suggest that this discussion has run its course (in much the same way as a young man was found dead in his car on Koh Samui, and there were more posts arguing what type of car he was in than the reasons for his death!), so let's get back on topic, and RIP to the old man - regardless of whose fault it was, at that age he didn't deserve to go that way.

1 hour ago, Kieran00001 said:

 

There are two poles attached vertically which serve as rowlocks, the oars are tied to those.  Have you considered taking a look around this country?  You're disputing their traditional water craft now, can't believe you've never seen them!

These are the traditional water craft that I've seen in Esan - I believe they are called "longboats", but my wife calls them "dragon boats". I've seen them having races and gazed on in wonder at the physical effort required - especially in the Thailand heat. I've been here for many years now, and never seen the type of craft that you refer to. 

Anyway, this discussion is going nowhere, so before you start to give me more Thai lessons, or detention for not doing my homework, I will say goodnight and have pleasant dreams of life on your ocean wave! 

2 hours ago, Kieran00001 said:

 

That's not a longtail, its the sort of boat that are often turned into longtails, but that one hasn't been, the long pole you can see is the second oar, the two short poles sticking up are a type of rowlock, and at the back you can see the tiller, if the engine had been ripped off obviously the tiller would have gone with it. Now, if you truely know this little about boats, why on earth are you putting you two cents in?

I was having  a discussion with somebody else , so why are YOU putting your oar in? (pun "TRULY" intended!)

And if that long pole is an oar - how would you use it? Maybe like this? :-

3 hours ago, Benroon said:

So the oars (still in situ) would be for ?????

Moving it to a safe place?

2 hours ago, Benroon said:

errrrrr via the pictures ?

 

Those things hanging over the sides - they're called oars - they're even still in place, If they weren't being used they would have been laying down inside the boat.

 

You will also note the lack of engine at the other end.

 

Seriously has school finished early today or something ?

"errrrrr via the pictures ?" What "via the pictures"? I can only see one picture. 

The longtail boat has been in an accident has it not? The engine could have been dislodged could it not?. The oars may have been used to move the boat to a safer position as it may have been a danger to other boats in the area, could it not?

From a worldwide reliable source:-

"The long-tail boat, is a type of watercraft native to Southeast Asia, which uses a common automotive engine as a readily available and maintainable powerplant. A craft designed to carry passengers on a river may include a lightweight long canoe hull, up to 30 metres, and a canopy.Wikipedia"

Also:-

Known as the gondolas of southern Thailand, Ruang Hang Yao, which can be literally translated as long-tail boats, come in different shapes and sizes, but they have one thing in common. They all have a long tail, a pole attached to the stern of the boat with a propeller attached to it. With an innovative dual function, this tail is used for both stirring and propelling the boat. 

(That is possibly the long thin pole in the middle of the boat in the picture hmm?)

And without getting into a slanging match with you, which will only lead to our posts being removed, please refrain from the childish insults - they are uncalled for and totally unnecessary.

30 minutes ago, Benroon said:

Sorry me again - ok lets break down your need to pin this on the thai guy. 

 

So heavy motorized boat stationary at sea (if not you'd like to think the fishing boat couldn't have hit it) - the oared rowing boat poodling along collides with the heavy motorized boat at what shall we say 2mph ? 3 mph, lets say he had a power breakfast and was doing a lofty 6 mph - what injuries do you think could be inflicted at those walking paces that would kill a guy ?

 

Can't wait for this …...

A longtail isn't usually an "oared rowing boat" - they usually have an engine that propels (pardon the pun) them along at a few more knots (2 to 3 mph) than you suggest. And how do you know how big the boat was that he collided with? ("heavy motorised boat"?) 

And I'm not taking sides on this, because I (or you) don't know the full details, but the Thai man was 74 years old and maybe his reactions weren't as quick as a younger man's would have been. 

17 hours ago, madmen said:

What instruments will detect a wooden boat and send out a screaming alarm ? you cant be serious there is no such thing or the mega ships would be using them instead of running over small boats in shipping lanes

How often do you hear of mega ships running over small boats in shipping lanes? I've never heard of it, which implies that they have some instrument that forewarns them of craft in their vicinity - radar? 

3 hours ago, SuperTed said:

Samui is a gross rip-off; there is nothing worse than arriving at an airport with no metered taxis. Disgraceful.

 

Russian and Chinese operators always have a partner. The ones that don't will be shut down. And if someone feels like it, the ones with Thai partners will be shut down as well. 

 

This has all happened before and it will all happen again.

"Samui is a gross rip-off; there is nothing worse than arriving at an airport with no metered taxis."

How about the rip off from the airline company that has just dropped you off?

8 hours ago, Pesche said:

Euh,

They have prices in Eu/USD and not in Baht in Samui?!

Probably because the Thais aren't daft enough to use them!

9 hours ago, ThomasThBKK said:

Let us know where those excellent tour guides are on Samui.

Last time i hired an official taxi there they wanted 100 USD for the ride.



Sent from my LYA-L29 using Tapatalk
 

Yes and just to show the mentality - since when is 150$ US the same as 150 Euros?

And the reason? The rip off prices charged by the taxi operators! (Apart from the "minimum drop down" charge of 50 baht added on to the cost of the trip for "Meter Taxis"!)

I recently got a songtau with my wife from Lamai to a hospital in Chaweng - dropped at the gate - cost 50 baht each = 100 baht. (Gave him 20 baht tip)

Taxi from Tesco Lotus, Chaweng to Big C - app 1km and the taxi driver wanted 300 baht! Bartered down to 200 baht - needless to say - no tip. If it hadn't been so hot, we'd have walked!