Why have 3 phase?
We had a rice mill in the compound and the 3 phase PEA box was already on a power pole. When the rice mill was decomissioned we just moved the box to a new pole.
As Crossy said it's great to have for redundancy.
Just had an earth fault in the garage on one phase, so power off for to the garage for a couple of days, but the house was still powered up.
Also when a phase goes low, can swap the phases around.
Power, lights, aircons etc are split between the 3 phases, so losing 1 phase doesn't cause a big problem.
Probably didn't need 3 phase multopoint water heaters, but the elecyrician said they were the bees knees.
Has a lot of help from Crossy, including connecting my single phase genset to 3 phase house. Manufacturers said it couldn't be done then Crossy weaved his magic.