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Scouse123

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Everything posted by Scouse123

  1. Wise and others. Here's the search:- Yes, Wise, like most international card providers, considers ATM fees in Thailand to be excessive, particularly the fixed fee charged by Thai banks for using foreign cards. While Wise offers competitive exchange rates and low transaction fees for currency conversion, the standard 220 THB ATM fee per withdrawal in Thailand is a significant cost, especially for smaller withdrawals.
  2. Exactly, my choice, why you feel the need to extend the thread and keep blabbing on, when I have said already, I will exercise that choice in the future.
  3. Hey Listen, You don't have to read what I write, just skim past it if it's not of interest. What I do know is 250 baht is a ridiculous charge for using a foreign card, except you are the one droning on and on, not me. I've already said, I don't agree with the charge, I won't be using the facility in the future. If I want to whinge about a 250 baht charge, I will. The UK charges nothing. Drum roll........................... Well, why don't you go back to UK, blah, blah, blah. END OF.
  4. I need 30 baht, how will you get it to me?
  5. They say Thai banks are charging some of the highest rates in the world for this service.
  6. I'll check on that. AFAIK, Banks can set their rates of exchange in our home countries. However, as I stated in another post, I just won't be bothering using foreign cards art ATMs in Thailand any more. I used my Cambodian card yesterday at Lotus to purchase goods and that was a reasonable rate with no additional fees.
  7. No, I get BOTH USD and local currency because I have a USD account with a Cambodian bank, and it gives the option of withdrawing USD or Cambodian Riel. Anyway, that as maybe, I won't be doing it any more in Thailand with these rates of exchange and that's it.
  8. I think he will walk back on that one.
  9. Obviously the guy had experience handling these snakes with the content in his phone. How do they actually know he was planning to gain media attention or this was for online content? The snake was placed back in its cloth bag, not left to roam the room. The snake handler would know that a snake bite from this creature would be fatal without speedy medical care and assistance. How do they know this was a social media stunt and not a controlled suicide? Not saying it was, but it is a possibility.
  10. I don't keep large amounts in Thailand any more. I find it a pointless exercise with the lousy bank interest rates, so I sometimes draw on other accounts I have in the region, including Cambodia, but I won't bother now. This started as a way to avoid transferring too much over here and getting caught in their tax incoming funds net. Obviously, I will rethink the idea. I'm off to Laos in less than two weeks, they use USD as well as Cambodia, I am not going with the border closure as I usually drive and park at Chong Chom. I think the ATM rates are much fairer in Laos on USD.
  11. Hang on, We are already getting the exchange rate imposed on us by the banks for using foreign cards with whatever currency, before we start with the charges.
  12. Yes agreed, But that is ' conditioning' they are making us all, just get used to it. The banking institutions are just trying to make it the new normal. It doesn't make it justified. This is why we should also fight to use cash, because once that option is removed, the banks will use it to their advantage to charge us any fees they can. It sucks.
  13. Pretty unforgiving are the tiled and concrete floors in these types of accommodation if you fall head first. RIP to the man, 45 years old is too young to be dying from a mishap on holiday.
  14. I use Krung Thai, and it used to say to me that was the maximum it would allow daily at 20,000 baht. I won't be trying again at those fee charges, (250 baht to Thai ATM and $15 to my Cambodian bank) I'll just save it up in my account and withdraw in USD when I go to Cambodia. Siem Reap has a great exchange rate shop to switch USD to THB
  15. OK, Thanks for that information. It doesn't change my bottom line though of costing 725 baht for a 20,000 baht withdrawal. Getting fleeced at both ends.
  16. Canadia Bank in Cambodia and I use Krung Thai Bank in Thailand.
  17. Now, when I withdraw money with a card from a Cambodian account outside the country, I incur a $15 fee to my Cambodian bank and an additional 250 baht for using their ATM in Thailand. That's 725 baht in total, roughly equivalent to the maximum amount a Thai ATM allows for a foreign card withdrawal, which is 20,000 baht per transaction.
  18. And what has any of that got to do with Thaksin? You said there will be more Yaa Baa due to Thaksin, but it doesn't make any sense. People who use weed aren't the same style of people who use Yaa Baa, as a rule. Close they might, but it won't cause everyone to move to Yaa Baa.
  19. I can sit on the keyboard and say I want a Porsche or a private jet. I can ask for anything, but it doesn't mean I will get it.
  20. An old Swiss guy once said to me in Pattaya, ' Remember, you are not sleeping with that girl, you are sleeping with everyone she has ever slept with ' That hit home Now, that thought is repulsive.
  21. Hehehe, I remember a guy as you described to a tee, back in my PATTAYA DAYS. This guy was loaded but wouldn't part with his breath; he only breathed in. He was also teetotal and wouldn't even buy a girl a lady drink. Well, he once said to me in a fit of despair, ' Why can't they like me for me, instead of money, money, money?' A friend chipped in, Because you're a fat, old, short arsed bastard and I've seen wounds better dressed. We never saw him much after that.
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