Yes agreed. As a guarantor is the debt secured against your property? If the guarantor doesn't pay up what can the company do? Any Court action would be better than death.
The Norwegian Ferry Company Havila Kystruten has recently banned all EVs coming aboard their ferries because of the risk of fire. And that's in a country with a very high percentage of EVs on the road.
Those Krungsri rates are a bit pathetic, to tie money up for 2 years. I get 4.27% on a basic easy access account in the UK so it's not worth moving the money here.
The problem with Bangkok Bank is that the phone app requires you to set the daily limit for transfers in ranges starting at 50,000. So any transfers fall into this category and need a visit to the bank to set up.
Can't really compare the cost of retiring in France with Thailand. What would a nice condo by the beach cost in Cannes or one in the centre of Paris?
Edit i just checked 100sqm in Cannes 1 million Euros 36 million baht. Mine same size by the beach in Jomtien cost 3.6 million baht.