digbeth

On 4/21/2024 at 4:26 PM, WalsallRobbo said:

I went to the cycling track near the airport at Bangkok last night. I wanted a drink but nobody would accept cash or card payments. It was just a QR code scan.

How I can get that to work if I just have a UK bank account?

It is unfortunate, the cycling track used to have a bracelet that you use to enter the gate that you can load money into and use to pay for things within the track but they have phrased the using of the bracelet to pay for things out  now, but most shops inside there is only setup for cashless since the beginning.  SCB bank was the main sponsor of the track and they sort of trialed the bracelet payment but it went nowhere after people start using QR more

There used to be that for non cyclist visiting you can get a card from the main office that works like the bracelet and load money onto them like food court card, you can get it from either the office or there's a booth between the food stalls you can get the card from 

On 4/29/2024 at 10:22 AM, Everyman said:

The Thai QR code payment system has a few shortcomings, such as no options for foreigners without a Thai bank account and relying on buggy and slow banking apps. Even WeChat pay and AliPay in China can be used by foreigners, although with considerable difficulty in setting it up. But at least that system is fast - faster than taking cash, even if exact change. 

 

The problem with being able to link a credit card to the Thai QR code payment system is that you could pay someone in cash using credit. Banks don’t want that because it creates a system where you would be paying the bank back with its own money. There’s also the issue of who would pay the transaction fees.

 

From the Bangkok Bank app there seems to be something called prompt pay international, and you can possibly pay from a Singaporean account using one of their banking apps.

 

So what it will take is for foreign banks to join the prompt pay international system. That seems unlikely.

 

So absent some fintech solution that is foreigner friendly, it’s going to get rocky for people without Thai bank accounts.

 

Japan, Cambodia, Vietnam, Laos, Malaysia, Indonesia, Singapore and Hongkong banks can use Promptpay QR to pay in Thailand now, and vice versa for Thai accounts holder going  to those countries so cross border qr are becoming more common.

QR linked credit cards seem up to each merchant to accept, as they'll be paying the usual transaction fee if their customers pay be credit card via QR, if the mechant is stupid enough to pay out someone in cash when they paid using QR credit card the burden of the transaction fee is on the merchant, regular people with just bank account can't accept QR payment using credit cards

On 4/21/2024 at 7:31 AM, stupidfarang said:

....

No over taking when there is traffic coming towards you.

...

You can do that in Thailand.... and lived?

What's her passport nationality?

6 hours ago, ianguygil said:

There is really a lot to answer here and I will just give a few comments and won't respond to individual posts. Too busy...

 

The Channel most affected by the move to Digital in the past years is the ATM. Volumes of cash withdrawal and things like Bill Payment have dropped hugely. Some banks are just not offering ATM's and are moving to paying fees for customers should they incur them, from using other banks ATMs

 

As correctly stated, the Cardless ATM feature involves the App, but also the ATM system. So using a US bank ATM is VERY unlikely to work until some standard based network like VISA or UPI provides this, which is not imminent. We previously allowed AEON customers to use our ATM, now KBANK. ATM networks are expensive to rollout AND to maintain. We need staff to refresh the cash, we need to upgrade them. So leveraging this investment by pumping more volume via other Bank Apps for Cardless makes business sense, on both sides.

 

This should work, but if your KBANK App says the QR Code is not valid then call KBANK (please). 

 

FYI, I still have an ATM card because I travel a lot (internationally) and I an not use CARDLESS there overseas. But in Thailand I am 100% Cardless. 

So bottom line is that this will  continue to expand (I think I do not know) in terms of other banks having access to each others ATM via Cardless. Fees are something you will  need to discuss with YOUR bank. Not with us. And it should work. As I said we have done for AEON for some time already

 

Thanks

I as afraid the cardless ATM was going to be a new 'lock-in' forcing customers to go to their own bank's ATM to withdraw money from apps, but now that interoperability is here it is welcomed, do you see some standards forming like PromptPay that now has some regional interoperability now

Also, If you are at liberty to disclose,

What's the uptake for withdrawal by 'Bangkon Agents' ie: at 7-11s like? I don't imagine many takers for this option in urban areas with readily access to ATMs

22 hours ago, findlay13 said:

I don't know if this is relevant to you but a semi can use a bit of engine braking.I have no idea of autos.

On autos you have to open the throttle a bit to have any engine braking, not advised to go down big hills unless you know what you're doing 

2 hours ago, Kinnock said:

Honda MSX 125 'Grom', Honda CT125 and Honda Monkey are full manual with a clutch.

 

This post may get more replies in the Motorcycle forum?

CT 125 has semi-auto like the C125/Wave

price excl vat is per kg (written in thai)

689.72*1.07*1.092=805.89 rounded to the nearest .25 which is allowed 

however, if the whole wheel was labelled from europe as being 1Kg, the 92grams could be the weight of the packaging, wraps, films and label which ideally they should deduct from the weight but rarely do, when sold in slices they might subtract the packaging weight

15 minutes ago, SAFETY FIRST said:

Where's your proof?

 

Post your link, the article photo shows an older model. 

 

plenty of pictures in other 'proper' media instead of these AI assisted word salad purporting to be news article

I wonder if you ask to switch to TOU would they need to replace the meter again or can that be switched on at the meter

2 hours ago, scubascuba3 said:

A 160 Click does around 45-50km per litre, that equates to very little baht a week

A Wave 125 can do 70km/litre both has similar sized tank around 5.5litre, the Wave would have range of around 385km, while the click is at 275km, at the current price of 40baht per litre, it's .50 baht per km for the Wave and 1 Baht per Km  for the Click, realistically the 220baht to fill up the tank will last most commuter around month easily, the savings only makes sense for delivery driver if  you only look at fuel consumption 

There are still difference, semi-auto can do up to 70-80km/litre while 125-160cc autos are  around 50km/litre 

bigger autos like 300+cc would be lucky to get around 20km/litre 

but if you ride fast a lot more than slow, it might be more economical to go with autos, modern ones with 4 valve and water cooling can happily do 90-120km/hr. speed while semi autos would struggle beyond 90

Always good to remind ourselves that life is cheap in Thailand, especially for those earning the minimum wages, if they snapped and maims or murders you for slighting them, prison or whatever consequence there is not a deterrent to them

2 hours ago, Mr Meeseeks said:

 

I was only told the sale of the A380's was blocked by the courts. Wasn't told much more than that. 

 

Unfortunately no source that I can link to or post here, so take it with a pinch of salt. 

The concern was that whoever approved the sale would be burdened with causing a 'loss' and taken to court due to the price to get rid of them compared to what was paid for them

40 minutes ago, Robert Paulson said:

Not to disrail your question but that’s part of my issue. My last ticket was “pay us 500 baht cash now and we won’t give you a 1000 baht car tax (written ticket)”. To me it’s clear extortion and should never be paid. 
 

Even if they do inquire about it when I pay my tax I will bring up they tried to extort me for cash on the side of the road. Not that this would help my case I’m just making a point. 

The fine for driving an expired/untaxed vehicle is 400-1000 baht so you can look at it a shakedown for a bribe, or convenience discount for paying on the spot

If they had been legit, after giving you the 1000 baht ticket it must be entered into the 'system' if you paid at the post office you'd have been given an official receipt.

The people at LTO office doing your tax will have no power to do about your situation, you want to make a point go yell in front of the police station, or continue to drive untaxed  

1 minute ago, Rampant Rabbit said:

renewed 2  pick ups  this year no problem both had speeding tickets, no mention of them when renewing, one in BKK the other at Pranburi, both tickets were not  in the same locationsd/province as the tickets

Was it a roadside speed gun where they flag you down and hand you a ticket or a photo mailed to your address later? 

3 minutes ago, Robert Paulson said:

That’s according to some horrible “news” articles. Do you have any experience with the systems actually being linked. Supposedly people are reporting you can simply go to another province and pay the tax anyway, even with the linked system. Sounds about right for Thailand tbh 

I don't have outstanding ticket, but when I taxed mine online there are now a screen that checks for unpaid tickets, and I did check on the government app using my 13 digit ID number and all my previous tickets and all cars and bikes under my name came up, even manual handwritten one that's parking related, not  just speed camera ones

don't exterior walls count as jointly own by both the unit and under the condo common area? ie any modification to the exterior walls must be approved by the condo management

4 minutes ago, tuktuktuk said:

Your card numbers are never revealed to the merchant. They only see a google transaction number. Same with Apple Pay. 

That's also why it doesn't work with Bangkok underground trains while physical cards are ok, when you tap in, it could present a unique number and not match when you tap out 

Same with shops that link their POS till with the EDC terminal, if you tap with physical cards they send out credit card number to the shop's own POS terminal to store, but tapping with phones don't, or the number sent out is not what the POS accepts as credit card number 

2 hours ago, MangoKorat said:

...

I just don't see the point of all these electronic wallets etc. Surely all it does is complicate things and make it more difficult to keep track of things?  Surely you have to have a bank account in order to load money on to those wallets?  I'm struggling to see the benefits.

 

Google Pay/Wallet and Apple Pay is just a way to have your phone act as credit card, it's easier for people that has their phones about them can tap their phone to pay instead of pulling out cards from a wallet, some even leave their cards at home

You'd need a passcode or biometric like fingerprint to unlock the phone in order to use, unlike physical cards where if you tap the contactless below certain value it just approves without need for PIN

Google Pay/Wallet also shows the detail of what you spent and where in the app which might be easier to keep track of than going through paper statements or via the Bank's App

You're correct in that there is no benefits to load money into other electronic wallet if you already has bank accounts and credit/debit cards

 wallets like Truemoney is more for people without access to Banking like kids, they can receive money from friends online and top up their wallet in cash at 7-11s to buy things or pay for games and stuff online service without needing bank accounts or credit cards

With the advent of Promptpay you can already use Thai bank accounts to send and receive money to other people with no fee, but this wasn't always the case, TrueMoney wallet has been around for decade now and was at one time popular with certain audience.

if it's a ticket for not having the car tax, keep that up for three years and you officially don't have to pay anymore as the car will be 'off the road' essentially unregistered

for those that say they're able to renew their tax with outstanding tickets in the past, the linking system were fully operational at the start of this year, what you experienced before is no longer true, try taxing your car this year 

13 hours ago, scubascuba3 said:

you tapped the contactless with your phone?

Yes, to save the cashier's confusion just say you're paying by credit card

Google wallet even works with my Thai Bangkok Bank's card

10 hours ago, george said:

 

I doubt 7-eleven accept Google Wallet.

 

And vendors who accept Mastercard also accept VISA cards, as it's included in their banks merchant account.

They don't have to, it works just like most emv cards, just ask to pay by credit card, and tap the phone to the edc

in 7-11s with multiple cashier, there are 'normal' credit card edc machine usually silver ones, but in bigger 7-11 I noticed there are like 2 'normal' one and one black one that says mastercard only for that particular till, maybe they're trialing cheaper merchant rate to be mastercard only. In big place like homepro you can see multiple edcs from multiple banks as they try to juggle to get the best deal