xylophone

6 hours ago, PJ71 said:

50 is a great age to retire if you can financially.

 

The reason most people continue to work beyond that age ( or at all ) is coz they have no choice.

 

There's more to life than working!

Well I just missed that point in time, and eventually retired at the age of 55, mostly because of a potentially serious health condition brought on by stress and reflux. 

However I had started and managed the Investment Division for a major NZ bank and had also become a registered financial planner/investment adviser, so I was in the good position of being able to work out what I would do with my finances in the future.

So far it has worked out well and I still have a tidy nest egg and am living the life that I want here in Phuket, with no financial constraints and enough money to be able to indulge my passion on good wine.

I have taken my ex-girlfriends daughter under my wing and have taken care of her financially for the past 17 years, and I have made both a Thai and New Zealand Will, which will ensure that she gets a good lump sum for her future.

Something to end on here: – when I was working at the bank as Chief Manager Investments I used to run investment seminars around the country. At one of these, I had just finished my presentation when one very well dressed tall and "stately" gentleman stood up and commended me for the presentation and suggested a round of applause, which was forthcoming.

He then said he had a rather perplexing question for me; he and his wife lived in a lovely house in one of the best parts of the city and he owned a business and sold it, and he was obviously wealthy, and he said, "we have everything we need, we take holidays anywhere in the world that we wish to, and we want for nothing, so what am I going to do with my lump sum of money which I have currently in your bank?".

I ascertained that he had taken care of his children by virtue of a Will and suggested that he might want to buy anything that his heart desired, even something outlandish, because we can't take it with us – – then I got onto a tongue in cheek remark, when I said, "well you could always follow the SKIN philosophy – Spend Kids Inheritance Now, and have a wild time doing it"! 

 This got a good laugh from the audience, however I did add that I would gladly make an appointment to meet with him and sit down in earnest and make sure that he had all his bases covered, so to speak.

Plan for the future, save for the future, invest wisely and always be aware of your time horizons and your own risk profile.

2 minutes ago, Russell17au said:

The wife had a tooth pulled last Monday and the main problem that we found here in Khon Kaen was the lack of dentists in their clinics to do extractions even though the clinics were open they were only manned by the female assistants doing the beautification dentistry and the actual dentist would not be in for a few days to a week. So we ended up at the Faculty of Dentistry at Khon Kaen University

How did that go??

2 hours ago, G_Money said:

Another one of your “award winning “ comments.  I see a Noble Peace Prize in the future.

Good to see that you are a Trump supporter because he favours supporters like you .....Noble Peace Prize indeed!!!!!!

21 minutes ago, G_Money said:

Once again,  which part of my post was incorrect?

 

Booing the commissioner or FDNY supporters yelling Trump, Trump, and last but not least Trump.

 

You can’t answer so the usual deflection.

 

I expected nothing better from you.

Ah, missed the point yet again, but not surprising given that you are a trump supporter....and we know the type of supporters he likes!!

So this is the type of "leader" that you would want to lead the USA in the future?? This dumbo has difficulty stringing meaningful sentences together, wanders off script at a tangent and cannot help himself when denigrating others (much the same as he did with Senator John McCain). Other leaders see him as an idiot, apart from the usual suspects, and this clip from the New Zealand Herald is on the button........ 

"Former President Donald Trump, at a weekend event ostensibly meant to boost his preferred candidate in Ohio’s Republican Senate primary race, gave a freewheeling speech in which he used dehumanising language to describe immigrants, maintained a steady stream of insults and vulgarities and predicted that the United States would never have another election if he did not win in November".

"While discussing the US economy and its auto industry, Trump promised to place tariffs on cars manufactured abroad if he won in November. He added: “Now, if I don’t get elected, it’s going to be a blood bath for the whole — that’s going to be the least of it. It’s going to be a blood bath for the country”.

The former president opened his speech by praising the people serving sentences in connection with the January 6, 2021, riot at the Capitol. Trump, who faces criminal charges tied to his efforts to overturn his election loss, called them “hostages” and “unbelievable patriots”, commended their spirit and vowed to help them if elected in November. He also repeated his false claims that the 2020 election was stolen, which have been discredited by a mountain of evidence.

Trump issued vulgar and derogatory remarks about a number of Democrats, including ones he often targets, like Biden and Fani Willis, the Atlanta prosecutor overseeing his criminal case in Georgia, as well as those widely viewed as prospective future presidential candidates, such as Governor Gavin Newsom of California and Governor J.B. Pritzker of Illinois.

Trump called Biden a “stupid president” several times and at one point referred to him as a “dumb son of a — " before trailing off. He also compared Willis’ first name to a vulgarity, called Newsom “Gavin New-scum” and took jabs at Pritzker’s physical appearance.

https://www.nzherald.co.nz/world/us-election-donald-trump-says-some-migrants-are-not-people-and-predicts-blood-bath-if-he-loses/5JO56LSBGZHFHMWZESFBDAIBIY/

 Definitely an educated and high-class leader, yeah right!!, or more like someone who is as dumb as a bag of rocks and favours the poorly educated as supporters. The man should be locked away, not just because he's an idiot, but because he is driving a wedge through America. AND he also repeated his false claims that the 2020 election was stolen, which have been discredited by a mountain of evidence. Just how stupid can he get?

12 hours ago, G_Money said:

What about my post wasn’t true?  The booing of the commissioner or FDNY yelling Trump, Trump, Trump?

 

Please post from your liberal media what actually happened.

It's not surprising that you have missed my point completely, given that you're a supporter of the orange cult leader, so let me explain something for you: – when Fox News says that people are not to believe what they see or hear on their channel because it's not news/factual, just opinions from some people on the channel, i.e. it is not to be trusted, but still you refer back to that untrustworthy news medium, without really thinking, but then again..........

1 hour ago, G_Money said:

Now there going after FDNY. So much for free speech.by the hypocrisy of the left.

 

Many New Yorkers do support Trump.  The real people that make America Great.  FDNY.

 

https://www.foxnews.com/us/fdny-fire-commissioner-jeered-during-parade-after-promising-hunt-booing-firefighters-you-suck

 

AOC own New York neighborhood represents her incompetence.

 

https://www.foxnews.com/politics/aoc-district-neighborhood-labeled-third-world-migrants-clog-streets-prostitutes-overrun-every-block

Still relying on fake news I see............what don't you understand when the company's own lawyers said that people should not believe what they hear/see on Fox News because it is not real news. Go and look it up then come back on here and say that you understand what the lawyers had said..........but you won't because you don't like what they said as it undermines your confirmation bias, or perhaps there is another reason and trump likes those folks!!

18 hours ago, puck2 said:

 

1. In my comment I added "???". That means I wasn't sure, if from Australia. I checked the package and could not see, where it comes from.

2. I guess you know better than me, which cheese I like most. It doesn't depend on where it comes from, but only on my OWN taste. Or do I have to ask you, which cheess I like most

 

 

It is a good New Zealand cheese and the one I buy most here........Mainland Vintage Cheese, aged up to 24 months. I also buy the occasional French Brie.

52 minutes ago, NorthernRyland said:

So the 30 year lease is illegal? That's the first time I heard this. Do you have a reference? If it's not illegal then selling the property was committing fraud.

Not sure what you mean by your post, however it is illegal for a farang to own land in Thailand. He can elect to lease land through a Thai company in which he owns only 49% of the company, but that company has to meet certain criteria inasmuch as the Thai partners of the 51% have to be bone fide partners who have invested their own funds into the company, not just nominee folk. Owning through his wife who has to show that she has purchased the land with her own funds, is possible, but then again the farang does not own it. 

26 minutes ago, SAFETY FIRST said:

Omg, don't even think about it, I would avoid buying a used car in Thailand with your skilset. 

 

Spend the extra, buy a new one, you're covered by manufacturers warrantee etc. 

 

I've always had "top of the range cars" in NZ, but when I came here I didn't think it was necessary what with all of the crazy drivers and potholes around, so I bought a second-hand car (private sale) for my own use pottering around the place.

A friend of mine came over from Oz and we went down to Rawai to have a look around and got stuck in a traffic jam on the way back and my friend noticed I was keeping an eye on the temperature gauge, and when I explained that it had overheated in the past, his answer was pretty straightforward – – – "look mate, you've always had good cars in the past, so why are you running around in this heap. Buy a new one and it will probably see you off this mortal coil, and you won't have any worries about breakdowns etc".

So I went out and bought a new Suzuki Swift in 2012 and it has been a great little car and very reliable, and the Suzuki service garage here is excellent.

So I will echo what others have said and encourage you to look at buying a new car. Also look at buying a car which has a service centre/garage near your home.

31 minutes ago, ChipButty said:

The owner who owns the land and creates a lease for the property on the land that is then registered at the land department, 

My question was really relating to who can legally buy it/lease it, because although the land is up for lease, as others have pointed out, it is not easy for farangs to lease it unless their wives can buy it (and the law states that if the wife does by it, then it has to be with money that she has accumulated by her own right) or if they set up a company, but then as others have pointed out they can only own 49% of it.......and so it goes on. 

1 hour ago, ChipButty said:

Yes 

But who can legally buy it/own it is the problem.

On 3/13/2024 at 3:49 PM, Will27 said:

Accused: The Hampstead Paedophile Hoax 

 

In 2015, two children accused parents and teachers of running a baby-eating satanic cult in a Hampstead school. The tale gripped conspiracy theorists around the world.

OOPS....sorry to have bothered you as have just found it. Thanks all the same.

On 3/13/2024 at 3:49 PM, Will27 said:

Accused: The Hampstead Paedophile Hoax 

 

In 2015, two children accused parents and teachers of running a baby-eating satanic cult in a Hampstead school. The tale gripped conspiracy theorists around the world.

Cannot find this......where is it, please?