Phulublub

Not true - as I posted earlier today. Transfer to Kasikorn for Purchase of Property arrived in seconds. PH

Many different experiences...I used "Purchase of Property" - just in case! - to ensure a FTT code...same as Long Term Stay (I think). Arrived in seconds. Could be the difference is actually the receiving bank - mine into Kasikorn whihc is,along the Bangkok, one of Wise's partner banks I believe, which may the reason others (to SCB etc) are taking longer. PH

Just made a transfer...UK (my Wise Account) to Kasikorn. Arrived immediately. I need to do a transfer before the end of the month anyway and thought to initiate now so that if delayed to 17th, with current volatility of GBP, and if rates moved in my favour, could cancel the transfer and start a fresh with better rate to get an extra Leo or three into my THB account. But Kasinkorn text saying funds arrived buzzed onto my phone as soon as I pressed confirm on the laptop Wise button. PH

Not a great deal that Wise can do about Thai banks being shut! In actuality, your money will most probably already have been transferred - it will just take until the banks update that it will reflect on your account. PH

So after reading On The Beach, we should watch Dr Strangelove.... Many years ago... plan was to take as much booze as we could carry up to the top of Ben Lomond and watch the incoming. Faslane and Coulport would have been high on the hit list. PH

The Earth will be just fine. The inhabitants, on the other hand.... Suggest a read of On the Beach by Neville Schute would give an indication not too far from the probable outcome. PH

So you would look the other way...and if he then wins in Ukraine you would do the same for Bulgaria? Monrovia? Estonia? Romania? Poland? One at a time snip, snip, snip...... PH

No...As others have said, ignoring it is most probably fine, BUT if you are going to do it then do NOT go early...think about it...you are showing you have held the balance at the required level for the full 90 days. If you go on day 89 then you are failing to do that, so a complete waste of rations. As an aside, when they brought the form in, it initially said "after xyz date" but was then changed to "On xyz date". When I got one of the former, I decided that my next renewal was going to be "after.." so I could safely ignore but had to go to do a 90 day in person as the online system wasn't working, so did it then as I was already in the building. As others have said, no receipt, no notatin on computer that I could see. Have since had an "On.." date that I ignored with no consequences. As far as I am aware, those using Agent don't ever get these forms - maybe cut out by the Agent, or maybe not even issued to them; who knows (or cares). PH

Yes, but what exchange rate do you get compared to Wise? The Fee is only part of the story. PH

The SWIFT fee is only half the story...always, always, always check the rate you are getting. Check all the fees, charges and rates, at both ends, and work out just how much you will finally receive - then make your decision. Very very rarely will banks come even close to Wise (and other such). PHG

I'm the troll????!!! The whole point of the deterrent is that it DOES STAY SUBMERGED for the entire time. From where, Mr Expert, are you suggesting they get this food do they get this food? Put out a few fishing rods??? As I said previosuly, if this were the case, then all any other Country need do is tail RFA to find the submarine. Post? You suggest we put the UK Nuclear Deterant at risk so sailors can get a few letters from home!!! I wouldn't ask you how to build a submarine; quite why you think you know better than someone who served on the things is beyond belief. PH

Unlikely, and not for long. At the risk of being accused of being more into Nerdworld, but in the interests of those who live in th ereal world and prefer to be educated, having four Trident Subs gives: 1 in refit or long maintenance 1 preparing (including crew training), pre-deployment work up, deploying and coming on to rerplace 1 on patrol or, if one above has recently deployed, on way home 1 recently returned, short maintenace, crew leave and gearing up to go back to the top of this list. Yes, there are small windows (and a little leeway to extend patrols) that could see two on patrol for a short period - but with considerable downstream negative effects that would mean any decision to go that route would have to be fully considered and deemed necessary and worthwhile to potentially counter or react to a really imminent threat. PH;

Correct. Similarly, CO2 is scrubbed from the atmosphere and discharged overboard to maintain the balance as a breathable environment. Making ones own O2 gives rise to possibility of adjusting the percentage - dropping by just a little will induce more sleep, raising it just a little heightens awareness considerably, both useful tools for different tactical environments. PH

Oh dear. Once again showing total lack of knowledge. The nuclear deterrant sails from base, gets itself lost (to all but some onboard) in a very large area and pootles about for a while until the next one has deployed and then comes back. They do not surface to replenish food. If they did, any potential adversary would merely need to follow the replenshment ship and attack while that operation was underway. Working in Barrow gives you less than any knowledge on patrol routines, as you have amply demonstrated - please stop before you make even more stupid statements on a subject about which you know nothing. PH

Sorry, no. Any suggestion whatever that ANYONE outside of some of those onboard, know where the boat on patrol is, shows a complete ignorance of operational matters. PH

Ahem... YOU said sitting on the bottom. YOU said "only the Captain and Defence Secretary" so clearly you do not "know your stuff". You may well have worked on construction of nuclear boats. That is an entirely different thing from working in them while operational. You can be educated by those with vastly more relevant training and experience, or continue to "know best". Entirely up to you. PH

Wrong. On several levels. Nuclear submarines do not sit on the bottom The seabed of the North Atlantic is, in any case, way way way below crush depth In addition to the Captain, the XO, Navigator and OOWs all know where they are. The Defence Minister most assuredly does NOT know where the submarine is. That's enough debunking of an illediated keyboard wrrior for one day I think PH (ex nuclear submariner)

A slippery slope. What is it that Putin has done that warrants a different Country to take such action? There have been (and are) countless leaders who have done, or ordered, or allowed, some or all of things Putin has done, ordered, or allowed. Should they have been assassinated? Who makes the decision on where the line is, when it has been crossed and when action is warranted? PH(ilosophyismymiddlename)

It could? With what would you target the Kremlin? Cruise missiles? Launched from where...? If your answer is "tactical nukes" then sit and think what the threat from Putin is that any such action would be in response to. Using the very weapons he threatens to use because he has threatened to use them is somewhat ugly. PH

My insurance covers me and my car whether the other party has any insurance or not. That's kind of the point of it! PH

Nonsense! "They" might well survive the initial effects, but what point an extra few months living in a cave with ever dwindling supplies? PH

A very good reason to have Class One Insurance and front/rear dashcams. PH

Of course it must. They are clearly hiding the truth. I'm sure you can explain why they would do this. Or maybe, just maybe, this supports a view that few underage kids are involved in serious accidents. PH

Not many of either tbh...you have some reliable figures? PH

I would ask any US parent why many there are allowed to "play" with real guns. And I have seen many ten year olds in many countries out on roads on bicycles which, while not as powerful as motorbikes, are just as vulnerable to being hit by ther traffic. PH