Phulublub

In the case of a credit card purchase, you have taken a loan in <home currency>. The money you have been loaned is then (in a completely distinct transaction) remitted to Thailand to make your purchase. Later (and, again quite separately) you repay the loan in <home currency>. PH

Oh deatr...Latest Fox News polls show Harris ahead in Arizona, Georgia, Nevada. What this means, of course, is no that she is REALLY ahead, more that Fox is now leaning left and distorting the truth. PH

First up, why the totally irrelevent Thai bashing? How good are the majority of UK at saving (hint: many live on their credit cards) . How many in the US literally live paycheck to paycheck? (as an aside, the new rules are aimed at those Thais who DO save, offshore, and have previously removed any tax liability by remitting in future years; that expats are in the same boat in a side effect - but for many of us, most of the time, there will actually be little or no actual tax to pay). Secondly, savings are savings. There are savings accounts here too. The issue is whether they are classed as Assessable when remited to Thailand under the new rules. You pay tax on returns from your savings in the UK (unless in an ISA), don't you? All that matters is whether they were held at 31 Dec 23, or the classification of the income from which they are saved. The only change the new rules have brought in is that deferring the remittance to a following tax year does not turn remited funds (in whatever form) from assessable to non-assessable. Whether you, I or anyone else calls them savings, or not, is not relevant to their status. PH

So it is OK for the candidates to engage in petty name calling, but not for writers here? Slightly odd thought, that! PH

Nope. The parties agreed to two debates. There has been one Trump wants to change the remaining one to three more Harris has not agreed to that Harris wants to change the format of the already agreed second debate Trump's team have not agreed to that, though Trump appears to be content with changes The second debate, on Sep 10, on ABC, should go ahead as previously agreed using the already agreed format. Unless one party pulls out. PH

Not a single thing there saying they want to pull out. You are just maing things up, which is probably par for the course for a Trump cult member. The debate arrangements were agreed; the Dems wish to alter that agreement - if the GOP do not want them to change then Harris should debate under the previously agreed terms. Nowhere have they said that they will not! PH

I know he did. But announcing YOU have decided to have three debates does not make it an agreement. In exactly the same way, I could say I think you are a complete idiot. That statement does not make you one. PH

Not what I said. If you are a tax resident and get audited, it is up to you to show how/where/what monies you have reported have come from. If you have reported a suspiciously low figure and cannot prove non-assessable income, you will be in trouble. PH

Not true. The agreement was for debates between the two presidential candidates. But keep scrabbling to defend your Leader. PH

When and where did anyone agree to three debates? That Trump says he wants three does not an agreement make. He agreed to two debates between the two presidential candidates. One has been had, one is scheduled for Sep 10. Any others are open for discussion. PH

555 PH

Trump sure is sounding more and more like a 5 year old. PH

1. You can legally bring cash into the country but you are still liable for tax on this money in exactly the same was as any and all other remitted funds. Not declaring it is tax evasion and is illegal. You may very well not be caught, but that does not remove the illegality, and , if you are... 2. Incorrect. If the savings were held on 31 Dec 23, then they are not assessable. If audited you would have to show this. I have statements dated 31 Dec 23 for this exact reason. No matter the route or method of bringing in money to Thailand, the status of assessable or not is exactly the same and the Thai tax system is one of self- declaration. The onus is on you to report accurately. If you choose not to and are audited you will have problems. Your choice on course of action... PH

Of course, if it doesn;t fit with your narrative it must be fake. Silly me. PH

Or maybe not: https://www.nytimes.com/interactive/2024/us/elections/polls-president.html Harris ahead in Wisconsin, Michigan, Pennsylania...... PH

If you say so. PH

This is the same Trump who said "Why should I debate? I am ahead in the polls." Now he is trailing badly, he suddendly wants extra debates! I think Harris has pledged to abide by the previously agreed debate on 10th, so she has not "backed out" of anything. That Trump has said he now wants extra debates is neither nere nor there. After his disaster in NC yesterday, he might be well advised to back out of Sep 10 hmself! PH

This (appears) to go directly against the HMRC website - as long as you have declared yourself non-resident for tax. Well worth investigating as you may be owed a considerable sum on overpayments. Slightly off topic, but I know several UK expats who have failed to tell HMRC of their residential status so they continue to receive the annual pension increase; these will (as long as they have other income) be taxed, and quite rightly so as they are already breaking UK Law by doing so. One day Government departments will be able to coordinate a lot better and determine whether all those who claim to be UK resident but who are not (or vice versa) to evade tax could have a nasty surprise. personally will be content to forego the annual increases and not pay any tax on my Pension (if I live long enough to start receiving it) PH

UK Goverment Pensions (earned by employment by many, but not all, Government departments) are totally separate and distinct from the UK State Pension which is NOT a Government Pension in this context. PH

So you can confirm from personal experience that the State Pension is not taxed? It is a semantic point that, if the PA is already used the State Pension is not taxed, but if the PA is not used then the State Pension uses (some of) that alowance so is not taxed. In either case, the UK State Pension is classed as Assessable Income here and is thus included in your Thai tax calculations. PH

The UK State pension is not taxable in the UK if they are non-resident: https://www.gov.uk/tax-uk-income-live-abroad When tax is not due or is already deducted Non-residents do not usually pay UK tax on: the State Pension interest from UK government securities (‘gilts’)

Second hand snake oil salesman more like. Today's gem is a shocking and sickening degradation of the sacrifices made by US Servicemen and women. He truly is a loathsome creature. The trouble is, as the recently revealed undercover tape of the 2025 president, Trump is merely the head of a whole raft who think along similar lines. The US could go completely down the toilet which would not be good for the rest of the democratic world. PH

He isnt President now, and hasn't been for three years,so if Biden wanted to, he could already have arrested him. But trying to stay out of jail is probably the biggest driving factor in him standing PH

So more sexual encounters with pornstars... More indictments....More convictions...More attempts to subvert the democratic process...more toadying up to Dictators. Got it. PH

You first...or can you not find any? I can give examples of Harris' achievements, and will, but I asked first, so you anser first. Or are you just deflecting? PH