They do make billions.
But the market models work the same as climate change models. They build multiple models, and run them with different inputs, and then point at the ones that are correct.
I think it safe to say that the Earth's climate is more complex than the US stock market, yet no one has been able to build a model that accurately, and consistently predicts the market.
If you have a US credit card that has NO foreign transaction fees they're great. I pay for most everything with credit card.
If your US credit card does charge a fee, best to not use it, as it will tack on typically 3%
Some vendors also charge a fee, (again, often 3%) so be sure to check.
A root canal will be cheaper. I have several implants, bit if I could save an otherwise solid tooth with root canal I would.
If the tooth is solid, you should not need a crown. If it is broken or significantly decayed, you will need a crown.
Don't think I've ever been to the one in Ocala, we always went to the one way south on 441. I think it was ninety-nine cents a head.
I traveled with a carnival and wintered in Florida from '78-'88.
Horse walks into a bar and orders a double gin Bloody Mary in an Old Fashioned glass, hold the lemon, extra celery, no pepper, extra salt, Texas Pete rather than Tabasco, and Soi rather than Worcestershire sauce.
Bartender says: "Why the long face?"