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Purdey

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Everything posted by Purdey

  1. Just in time for the new president to tell everyone to inject Clorox.
  2. I am sure that Trump will pardon himself.
  3. Most Americans don't understand how insurance works. Insurance is a way of pooling risk, not for saving up for it. In insurance, your insurer calculates the risk of people they insure and estimates how much they will have to pay in claims during a particular time period. They then charge their customers a “premium”. The total of the premiums should, if they’ve done their job well, exceed the amount of claims paid out, allowing the insurance company to pay their overhead (sales commissions and staff) and to make a profit. Insurance has worked this way for over 400 years now. So, when you pay your money to the insurance company, they use it to pay all the claims made against everyone’s insurance that year. They keep any surplus, but if there’s a deficit it comes out of the insurance company’s capital. That’s the deal. Every year, you pay a new premium, and the cycle starts over again. Most years, you will not make any claims, or will make minimal claims. However, if you’re in an auto accident or need an expensive operation. the pool will pay the costs (minus deductibles and co-pays) even if it far exceeds all the premiums you have paid or will ever pay. So people are using what you put in to pay for expensive items.
  4. It won't matter. When there is a coup they tear up the constitution and absolve themselves of all crime. Next they will have to tear up a few laws. Those with the guns can do anything.
  5. Facts have never been a strong suit of the incoming administration.
  6. Glad to hear it isn't discrimination. 🤔 I suppose many people know that a whole website has been set up to inform which attractions have a dual price policy. Home | 2PriceThailand
  7. Thank goodness the president is immune from prosecution now.
  8. I can't see Starmer helping the UK by brown nosing. The UK is no longer in the EU so is a much smaller fish these days. Maybe he can get Trump to buy another golf course?
  9. Having a friend. With some fava beans and a nice Chianti.
  10. It all seems beside the point if the residents of Clacton, who have hardly seen Farage, don't reelect him.
  11. Hence the need for education programs.
  12. There are many reasons why kids get HIV. 1. Girls often don't insist on condom use as they don't want the boy to think they don't love them 2. HIV positive (mainly) boys sometimes don't take ART daily as they don't want their girlfriends to ask what it is for. In the case of PReP, explaining to a kid to take it to avoid HIV is difficult as it makes their partner think they are being accused of not being "clean". PReP is taking off in Africa but is accompanied by extensive education programs. Will that happen here?
  13. I understand that Snowden did not sell information to enemies but revealed that the government was breaking laws to spy on ordinary people. Following his revelations, people knew for the first time how their governments were spying on them, hacking the messages of allies and breaking the law. The leaks were just embarrassing for spies. 15 Top NSA Spy Secrets Revealed by Edward Snowden
  14. Presumably, he knew that by joining the Israeli armed forces this might happen.
  15. Forgive me if I am wrong but wasn't Emily Damari taken hostage while the Conservative government was in office? It appears the effort to release her was in the Tory court for a long time.
  16. It seems that all those defensive weapons acquired by Thailand are not helpful. The Thai military's abject fear of provoking Burma overcomes its duty to defend the nation.
  17. Many Thai women just lose interest if the film is in a foreign language. If you started to watch Thai language films with her I bet she would watch them. 5555
  18. Ee ba gum, we didnt have these luxuries like bar stools...
  19. She also promised to pay for a wall, provide the Ukraine with weapons and solve the drugs problem for the US. And the other one has bells on it.
  20. Next up: Thailand to build a nuclear reactor.
  21. I wonder if there are the usual suspects. Look out Prince Andrew.
  22. Looks like the government has just realized the economic pickle it is in and told someone desperately, "Get rid of the project."
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