I have 'my own' house, not married but living together for 15 years, own car, and we live on Bht 35k per month, available by the Combination Retirement Method ie Bht 420k in my own bank account, and 35k per month via Wise, totalling over 800k, allowed by my IO in Phitsanulok.
Health insurance is out of the question at my age, so I used the Government University Hospital the couple of times I needed it. Reasonable prices, Bht 40k for gall bladder removal by keyhole.