Dan O

Thats all I spend on renewal as I do the paperwork myself and the monthly transfers are my living expenses. What other cost am I missing doing it my way?

use Bing AI copilot and ask and you'll get a list, then you can read the reviews on them. unless you have access to movies and an extremely high quality projector with the ability to stream from the internet a large screen TV would be the better route to go.

Read some of his long winded made up stories with no point behind them and you'll see

Life is full of real issues to deal with. Why would I need to read some "fake" story on a forum. If I want a fictional story I'll just read a real book thats well written.

Again if that's your preference and works for you to not deal with imm, then go for it. Just be prepared for potential changes in the future on the agent side if the new tax reporting rules change. That may well cause problems for banks producing false banking information and\or increased tax to you depending on your tax status, no one knows for sure. The logic on the increased benefit on investment is a false one after year 1 since your already meeting the monthly transfer requirement and can leave that 800K invested as it is, so in reality your paying an expensive bill to have the agent falsify the banking for you each year. go with what makes you comfortable

You're losing the agent money needlessly after just that 1 year and you would have been dine with it and that definitely isn't cheap in the long run but its your choice on what you think is best for you.

If you manage it correctly you only need to keep the 800k in the bank for the first renewal. During you first year make your monthly 65k deposit and at renewal switch to the monthly option. You have to have money to live on anyway and your probably doing it already unintentionally so it satisfies both issues. Then you pull your 800k out and you also have no ridicules agent fee and the issues that could come along with that. Its not a difficult process to do renewals in any way. Then you've saved way more than your agent process fees in the long term and you can invest that 800k in your home country at a decent interest rate and bob's your uncle.

You cant argue with stupid because its circular

That was a long winded nothing burger. Why did you even reply. If you seek the truth go to credible sources and dont make crap up and post it as fact.

What was the point behind this, are you competing against Gamma ?

Not hardly. People shouldn't drink the instant chemical mix at any price as its trash

Deflecting again. Show proof it isn't a virus, didn't exist or that there aren't any viruses. You are a delusional and dangerous to ill-informed people that may believe your horse$hit. As for you being a nutter, you haven't needed any help with that. You can move along now because you have no credibility on this issue at all. Have a great day as your time discussing this with me is done

Learn to read. The OP said instant coffee

Get caught up as Trump wants to have the USA control the Gaza strip. So much for the anti war leader who wants to annex part of Canada, take the Panama Canal, buy or steal Greenland. Broke the peace deal with Russia and Ukraine giving Russia control of much of Ukraine lands. Thats just outside the USA, he's trying to take complete control over the Executive branch inside the country to have every department left answer only to him and prosecute anyone that does not agree with his demented thinking. He's sounding more and more like his ideals Putin, Xi by declaring himself President for life.

Coffee prices can vary greatly from 35 baht a cup to 150 baht depending on the shop and the quality of coffee, instant, 3 in 1 or real brewed coffee beans. I am challenged with this everyday as I have a Cafe' so I hear all the good bad and indifferent comments on coffee quality and costs. Personally unless its brewed from beans its not really coffee and you shouldnt drink it.

Show me 1 post where I advocated for anyone to take the vaccine. Its a personal choice on all vaccine use and 1 size does not fit all people. Your writing false statements about what I have posted and misleading people as usual. The only issues I've discussed and debated is the removal of false, misleading or fake information, which you have posted a number of times. I have cautioned people to do their own research and not follow the anti-vaxxer mentality like a sheep. While some of that information may be semi valid or have a grain of truth most of it is not if its not coming from a reputable source. Health issues are complicated enough with an overwhelming amount of information and positions available of factual but possibly not relevant information specific to that person. But when people like you and several others start your conspiracy theory diatribes, posting known misleading and unverified "facts" it makes it almost impossible to make a solid informed decision. So put up or shut up and show where I have told anyone they must get a vaccine for covid! Im sure it will take you a while to look for one ( I know you wont bother) so I dont expect to hear back from you that I posted one. I do expect to hear back some bs comment deflecting and gaslighting the issue in discussion like you already have.

I think thats the right approach. Take the time to learn about her and equality important her family as they will have great influence on her and how she conducts life with you especially if you are living in "their" area of the country. I also think it good to have some type project to keep you busy and active in retirement and help you both bond together. Be prepared to not be informed completely about decisions in their family as you're an outsider and culturally you are raised in an opposite mindset to the culture here. They will work at their pace and what they deem important and over time your issues probably wont be high on that list. Spatial thinking or logical thinking is limited here so if a problem has too many variables the easiest in their mind or "thats the way its always done" will be the only one considered. Be cautious with money and the family as there is no such thing as a loan here to relatives. They will tell you they will pay back but its a gift in their mind. Not every thai is like that but I would bet 90+ % are. I am also from the states and retired here a while ago and pursued the same direction as you intend. I have a small cafe which we "co-own" although its really mine and just keeps me busy as we also have the family farm and her family so its a nice break away from that chaos.

Everything you just wrote is false! Post a link supporting there was no covid virus or any other virus EVER! I worked in the medical industry for 25 years in Regulatory Compliance between our company and the FDA. Whats you credentials? Your Internet MD License is obviously expired.

Its good your taking your time to know her and her family as they are and will always be the #1 priority in all her decisions, with there influence added in. Dispite what she says TIT. Surprised no one mentioned it and maybe you know you cant work in a business without a permit. The business has to have a minimum of Thai employees and meet other requirement to hire a foreigner. Most small business last 3 to 4 months and then die. You should be making any decisions on what to start until you go there and spend time learning g the area as it can be quite different over tge long run vs a week or 2 visit on a regular basis. Coffee shops (booth style) and noodle shops spring up everywhere and close just as fast. There's no profit in rural areas. Food ingredient cost have risen about 25 % in tge last 15 month. Then the added bonus is why do you want to open a business? Income or just to stay busy?

Your posting completely false information on no covid deaths and I challenge you to provide proof with a link , not an opinion. As for your opinion on the second group your use of the phrase "awake" group you imply group one is asleep and has no informed position but only people in group two do have an informed opinion. Thats categorically incorrect and shows your lack of understanding of the situation. Its hard enough to make a judgment of what to do with the information available, pro or con. But when you start throwing in lies it makes it extremely difficult and possibly dangerous for people that hear the exaggerations to make a good decision for themselves. Its their choice not yours.

It was sad to see his decline from being very helpful personal explaining what words , phrases and terms really mean in medical documents or what procedure were or do. He then went down the rabbit hole of being an opinionated anti vaxer

Nope just a question and I presume since you didn't answer your really don't know what terms in medical studies and work really mean.

Again he is not a medical doctor he has a PhD as a nurse educator. As I explained he was very good at the beginning explaining what medical jargon means as it does not mean the same as the same words used in general conversations. Again I stand by what I said and you seem to have little knowledge and understanding of his creditials

Do you have any clue what this language means in a scientific\medical perspective case study? Do you have any medical background or experience? I think not so your posting things for your own agenda without really understanding what the language means

a case report or study isnt a peer reviewed paper with sufficient supporting data so is limited in its content and context. Spread is based on a variety of factors and without sufficient data evaluation of other factors its a guess at best