Etaoin Shrdlu

I once obtained a new passport while outside Thailand. Upon returning, I submitted both my new passport and the old one with the valid non-quota immigrant visa and my residence book. I was stamped in without comment by the immigration officer. Shortly thereafter I obtained a new non-quota immigrant visa in the new passport along with a new endorsement in my residence book. I don't believe there is any need to transfer an existing non-quota immigrant visa into a new passport. Just carry both passports until you get a new non-quota immigrant visa in the new passport.

There's also form 8938 that needs to be filed with the 1040 tax form if one's non-US financial assets exceed certain limits. These limits are higher than the FBAR aggregate limit of USD10,000.

FBAR

It is true that the OIC here is quite consumer-friendly and it is easy to schedule a meeting to discuss a grievance. The downside is that insurers here may offer less broad coverage and have a poorer claims-paying attitude. Offshore insurers may or may not be well-regulated and the relevant regulator may or may not be easy to engage. Large, well-established insurers in the EU and other developed markets probably are. Those incorporated in tax havens in places like the Caribbean might not be.

Yeah, insurers are allowed to set their own underwriting guidelines and in many cases they use thresholds for certain conditions that are lower than those used to indicate clinical disease. Almost all 70+ have pre-existing conditions, even if they aren't always aware of them. It's how the body ages. Commercial insurance is a poor risk transfer mechanism for the over-60 set. The cost of covering everything regardless of whether pre-existing or not would put the premium out of reach for most people. Even the US, that bastion of capitalism, throws the oldies onto the back of the taxpayer via Medicare when they reach the end of their working life and start to have all the age-related conditions that commercial insurers exclude. There just isn't a good solution in the commercial insurance market.

Yes, depending upon the policy wording, an undetected condition that existed at the inception of the policy may be a pre-existing condition according to the definition of such in the policy and therefore excluded. It was still a condition that existed at inception even if no symptoms had yet manifested and the insured was unaware. Some insurers have more liberal definitions, some have more restrictive, and some impose waiting periods for certain conditions. It pays to read the policy and know how it defines pre-existing conditions. Again, if there really were no pre-existing condition then there would not be a basis to deny a claim.

Since gift taxes are levied on the recipient of the gift, not the giver, it would seem that any exemptions and special rates would apply to the recipient's tax liability, not the remitter. Since the giver is the remitter of the gift, then the new interpretation of the rules regarding remittances and the standard PIT deductions and rates would apply to the remitter, not the recipient. Recipient of gift: Subject to gift tax rules. Giver of gift: Subject to PIT and rules on remittances. Both the giver and recipient may be liable for taxes depending upon the various factors involved.

My Samsung S10 phone is on its third battery, both replacements were performed at a kiosk in a shopping mall, not by an authorized Samsung repair facility. No problems so far, except that even the original Samsung battery that came with the phone when new only lasted about two years before it expanded to the point of forcing the case apart. The first replacement did the same. I'm still on the second replacement.

Words can take on different meanings when used in a different context or combined with other words in a sentence. It is a semantics issue, not grammar.

I looked into this a couple of years ago and consulted an attorney in the US who specializes in international estate planning. She happens to be a relative as well. For assets in the US, it is really best to have a US will. For assets located in Thailand, she stated that a Thai will is best, but it is possible to put instructions for Thai assets in the US will should there be no Thai will in existence.

Without confirmation on this matter directly from April, If your policy is silent on this then you should assume that your coverage will lapse on the expiry date. You would then have to start over making a fresh declaration on order to get a new policy. If you have developed a medical condition during the period of the expiring policy or earlier iterations of it, then it will become a pre-existing condition and likely excluded from cover under the new policy.

L'Opera was excellent back in the day. I'll await reports of food and service quality before I give it a try again. Hope this isn't a repeat of what happened to a favorite German restaurant.

Should do like in Thailand: Reenactment by the accused with police and reporters present.

My understanding is that Thai banks request proof of an address in Thailand so that they may open a resident account for the applicant. No Thai address is required to open a non-resident account. If you provided a Thai address, then you most likely have a resident account and are protected.

Until the RD issues clarification to the contrary, yes, at least with respect to a personal income tax liability on Mr. U. However if the purpose of the gift was to evade personal income tax on Mr. U's part, then possibly all bets are off. Mr. T might be liable for gift tax if the amount were large enough.

I think that the purpose of the remittance is irrelevant with respect to the remitter's potential Thai personal income tax liability.

I think it means something when insurers advertise their reinsurers' financial strength rating and not their own. Reinsurance won't help a policyholder if their insurer goes bust. Some interesting reading here, especially page 21: https://www.bma.bm/viewPDF/documents/2023-10-04-10-14-06-Best-Doctors-Insurance-Limited---2022-Financial-Statement.pdf

Find a good insurance broker and ask for help in finding an insurer and policy that makes the most sense. But at age 65 you're going to have to choose from among a bunch of unappealing options. Oldies are expensive to insure and the policies that are on offer aren't very good and will exclude pre-existing conditions.

You don't suppose that the climate, plants. and animals might have different thresholds of sensitivity to CO2 levels?

I think that for laundering statutes to kick in, at least in Thailand, the source of the funds has to be an illegal activity.

I think that if the amount given is less than 10 million baht and the gift can be completed outside Thailand, then the gift could be remitted by the recipient without incurring a Thai tax liability. This would require the recipient to have a bank account outside of Thailand.

What is the maximum donor age that the Thai RC will accept n such circumstances? Do they waive the normal limit?

Or when they cover the Christie's song and sing "Yellow Liver".

There is a case to be made that solar cycles affect weather on earth, but the cycles are fairly consistent over that 11 year period with solar energy deviating by about 0.1 percent from peak to trough. https://www.nsf.gov/news/news_summ.jsp?cntn_id=115207 This would not explain continually rising temperature over a longer stretch of time. Then there are the Milankovitch cycles that don't seem to fit the rapid rise in global temperatures. https://science.nasa.gov/science-research/earth-science/why-milankovitch-orbital-cycles-cant-explain-earths-current-warming/ Until a different external effect can be identified, we are left with finding an earthbound driver of increasing temperatures. So far, it seems that the scientific consensus is an increase CO2 in the atmosphere.

A good job and a Western education with good English language ability are big plusses. Not mentioning a boyfriend was good advice. My girlfriend (now wife ) obtained a tourist visa to the US back in the 1990s. In support of her application I submitted documents proving my employment with a US multinational and long-term presence here. I also provided a letter stating that I would ensure her return to Thailand. She received a visa good for one entry back then. She now has the ten-year tourist visa.