Etaoin Shrdlu

When the accident occurred, was the insurance company notified promptly and did she take the car to the garage that the insurance company specified? Is the car being repaired at the dealer's garage? Did the insurance company authorize use of the dealer's garage in advance of the repairs?

Eight months to fix a car? I'm not sure the problem lies with the insurer. Is it a low-volume make or model with few spare parts available? Did the insurance company direct her to use that garage? Did it approve the repairs? Is it being repaired at the dealer's garage and did she have the dealer's garage endorsement on the insurance policy? What amount is the car insured for under the policy and what is the cost of the repairs?

The OIC is the place to lodge formal complaints against an insurance company. https://www.oic.or.th/en/complaint But before you take up a complaint against an insurer with the OIC, make sure you're on solid ground. CharlieH's post above is relevant.

This is the way to do it. Many years ago, I knew someone, a Thai, who sold his pickup and failed to go to the DLT with the new buyer to transfer the title. Months later, the RTP showed up at his door. The pickup, still registered in his name, had been used to transport illicit substances upcountry. He was able to convince the RTP that he had sold the pickup and wasn't involved in anything illegal, but I think he went through a difficult time while he was investigated.

I think there are two tax issues here. One is gift taxes. There is an exemption for the recipient spouse of up to 20 million baht. No tax payable by the recipient if under this amount. The other one is income tax. This one will likely involve the issue as to whether the giver remitted the funds before the gift was completed or whether the recipient remitted the gift after it was completed abroad. I think the income tax is the tricky one and I would advise getting written professional advice specific to your particular situation on both issues.

Klaatu barada nikto.

That's a reasonable limit for the premium mentioned.

I don't think it is a coincidence that "X" in ascii code is 88.

Life insurers in Thailand offer life insurance with an endorsement that adds medical coverage. Typically a significant portion of the annual premium goes towards the life insurance component of the coverage. This is fine if you want life insurance coverage, but bear in mind that life insurance tends to be fairly expensive, especially for older people. The limit of liability for medical expenses under a life policy is sometimes the same as the life insurance amount, which may make getting adequate limits for medical cover expensive. What limit does your policy provide under the medical cover endorsement? There is also another catch: Thai life insurers tend to offer only whole life policies. These are life policies with a cash value. This can present issues for Americans because the cash value counts towards the aggregate $10,000 FBAR filing threshold and may therefore require reporting. Not only that, but the investment or interest income paid by the insurer on the cash value, unlike US whole life policies, is taxable income under IRS regulations. Not all life insurers provide a sufficiently detailed breakdown of investment income for a policyholder to be US tax compliant. Insurance agents are often only trained to sell the product of the insurer they represent and can't give you options from other insurers. They are also the legal agent of the insurer and have fewer obligations to provide advice or to look after the interests of the policyholder than an independent broker does.

Yes. Friday last week.

I just completed this quiz. My Score 80/100 My Time 97 seconds  

To which god are you referring? Some gods do a bit better than others. None of them exist. Jesus played baseball for the Giants, A's Mets and Astros. His surname was Alou.

My thinking is that any income earned after December 31, 2023 would be assessable income when remitted, even if it constituted part of what would otherwise be considered the principal amount of the sale of an asset. This obviously complicates thing. Jut my opinion, however.

Leaving aside a minor math miscalculation on his slide, the point he is trying to make is that only the capital gain, not the principal amount originally invested, is assessable income. Since the remittance also includes the principal amount, it should not be declared in its entirely. Only the portion that represents the capital gain is assessable income. Assuming that the investment was purchased with funds earned prior to January 1st 2024, this would be correct. Assuming that the remitted amount of thb 1,722,991 per his slide is correct, and the gain was 40%, the capital gain would be 492,283, not 487,341.

I suspect that Wise's AML/KYC algorithms somehow decided that you were no longer resident at your old address. Perhaps they tap into IRS databases for this as they do to verify SSN/ITIN. I think Wise limits each person to one account and that account likely must be set up and maintained to be compliant with the account owner's actual physical or tax residence. You may have to either change the country and give Wise sufficient Thai address details to do so, or perhaps close the old account and open a new one. Here's a bit from Wise's website: https://wise.com/help/articles/2949804/how-does-wise-verify-my-address

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Use proper motor oil in your car and make sure you change it according to the manufacturer's service manual and the turbocharger will not get cancer.

It's been a while since I've had an inkjet printer that used replaceable ink cartridges, but I seem to recall having them re-filled instead of buying new ones. Small shops in IT malls did this.

You'll need to take the compulsory insurance document (Por Ror Bor) to the DLT and present it when you pay the road tax. You'll then get the square proof of road tax payment sticker to attach to your bike.

Back in the day Kloster beer was available. I believe it was made under license from Beck's. It's long gone now. It cost a few baht more than Singha. Amarit was on tap in a number of places, but haven't seen it in years, either. That was before Carlsberg came to Thailand, got bought out and morphed into Chang. Boon Rawd had not yet launched alternatives to Singha. Thai beers seem to be mass-market beers of generally low quality intended to meet low price-points. Carabao Dunkel isn't bad, but it is a bit fizzy for a dark beer in my opinion.

There is an amateur radio society in Thailand. It would be a good place to start. https://www.qsl.net/rast/

Ready, FIRE!!!!! ...................aim?

I would very much like for that to be the case, but short of a clarification from the RD to that effect, I'm not so sure.

I understand that the RD considers IRAs to be self-directed pensions and under the terms of the US/Thailand DTA, Thailand has exclusive right to tax income from pensions. Thailand therefore won't accept a tax credit for any US tax paid on remitted IRA withdrawals. Instead, Thai tax must be paid on the portion of distributions remitted to Thailand and then a tax credit applied to US taxes.

This will also create a record with the Thai bank that owns the ATM and by extension the BoT.